It’s now simpler than ever to grow your wealth and achieve financial growth.
To enjoy the maximum return of 5.35% p.a., all you need to do is
deposit a minimum sum
of RM2,000 into your RHB Smart Account/-i, and then credit your salary, pay, spend, finance,
trade or convert with it while maintaining a minimum balance of RM1,000. That’s it!
of RM2,000 into your RHB Smart Account/-i, and then credit your salary, pay, spend, finance,
trade or convert with it while maintaining a minimum balance of RM1,000. That’s it!
Campaign Period:
1 January 2024 – 31 December 2024
1 January 2024 – 31 December 2024
Here’s what you need to do to be financially independent this month.
Fulfil criteria below to earn up to 5.35% p.a.
Base
Interest/Profit
Interest/Profit
0.05% p.a.
Maintain a minimum
account balance of
RM1,0001
account balance of
RM1,0001
Bonus Interest/
Profit
Profit
1.80% p.a.
Bonus Interest/
Profit
Profit
2.00% p.a.
Get up to 1.50% p.a. on
your day-to-day transactions
Pay bills via RHB Online
Banking or RHB Mobile
Banking App
Banking or RHB Mobile
Banking App
Spend with RHB
Credit Card/-i or
Debit Card/-i
Credit Card/-i or
Debit Card/-i
Pay RHB Home Financing/-i or RHB
Auto Financing/-i
Trade with a minimum
brokerage fee via RHB
Investment Bank
brokerage fee via RHB
Investment Bank
Convert from MYR to
foreign currencies or
Paper Precious Metal3
in RHB Multi Currency
Account/-i
foreign currencies or
Paper Precious Metal3
in RHB Multi Currency
Account/-i
Bonus
Interest/Profit
Interest/Profit
1.50% p.a.
0.75% p.a.
Boost your wealth further.
Achieve your financial goals with our wealth creation solutions.
Enjoy bonus rate of 1% when you invest in selected RHB Investment products4
with minimum net investment of RM1,000 per month.5
Enjoy bonus rate of 1% when you invest in selected RHB Investment products4
with minimum net investment of RM1,000 per month.5
Benefits of RHB Smart Account/-i.
Higher Interest/Profit Rate
Enjoy Interest/Profit Rate up to 5.35% p.a. when you Credit your Salary, Save, Pay, Spend, Trade, Finance, Invest and Convert.
RHB Debit Card/-i
Go cashless and enjoy exclusive benefits with RHB Debit Card/-i.
Bonus Interest/Profit
The more you transact with RHB Smart Account/-i, the more Bonus Interest/Profit you can earn.
RHB Online Banking
Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.
Online Account Opening
Easily open your account anywhere, anytime without having to visit the branch.
e-Statements
Receive complimentary e-statements.
Earn up to 2.00% p.a. for 3 months when you make minimum salary
crediting of RM5,000.
Discover more JOY with RHB Joy@Work and enjoy a host of great privileges!
Discover more JOY with RHB Joy@Work and enjoy a host of great privileges!
| 1. | Enjoy better rates when you apply for Personal Financing, Auto Financing and Fixed Deposit. |
| 2. | Pay no annual fees for Debit or Credit Cards/-i and enjoy low interest/actual management fee for all RHB Credit Card/-i holders. |
RHB Smart Account/-i Calculator
Want to know how much interest/profit rate you can earn? Use our
calculator to find out.
Base Interest/Profit %
Monthly Average Balance
Minimum RM1,000
Features
Bonus Interest/Profit %
Deposit a minimum
of RM2,000 monthly1
Credit
your salary of RM5,000
each month for the first 3 months
upon Joy@Work onboarding2
Pay bills via RHB Online
Banking or RHB Mobile
Banking App
Spend with RHB Credit Card/-i or Debit Card/-i
Pay RHB Home Financing/-i
or RHB Auto Financing/-i
Trade with a minimum
brokerage fee via
RHB Investment Bank
Convert from MYR to foreign currencies or Paper Precious Metal3 in RHB Multi Currency Account/-i
Total Bonus Interest/Profit
*maximum at 5.35% p.a.
Total
Interest/Profit
earned %
Invest in selected
RHB Investment products4
