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DEBIT CARD OF THE YEAR
Awarded by Global Retail Banking
Innovation Award 2019
RHB Multi Currency Visa
Debit Card/-i
1 Debit Card, 33 Foreign Currencies
Finally, a Debit Card that allows you to transact up to 33 foreign currencies on top of Ringgit Malaysia.
No currency conversion fee on overseas retail spend*. Hassle-free on all your retail spend in Ringgit Malaysia and 33 foreign currencies.
Enjoy exclusive benefits
No currency conversion fee*
Transact with your preferred currencies on overseas retail spend with no extra charges.
Attractive currency conversion rates
Enjoy great rates for Debit Card/-i. Convert your preferred currencies with preferential rates.
Click here for the latest Multi Currency Account/-i ’s Currency Conversion Rates
Stay unaffected by currency fluctuations
The exchange rates are locked in to protect your money from foreign currency fluctuations.
Instant Currency Conversion
Enjoy access to a fast, simple and seamless online banking experience no matter where you are.
Attractive interest rates*
Enjoy attractive interest rates on your account balance of selected foreign currencies.*
Click here for the latest Multi Currency Account’s interest rates.
Safe and credible
RHB Multi Currency Account/-i, Current Account/-i and Savings Account/-i are protected by PIDM up to RM250,000 for each depositor. Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM.
Transact in any of these currencies
MYR [Ringgit Malaysia]
33 Foreign Currencies
  • USD [US Dollar]
  • JPY [Japanese Yen]
  • CHF [Swiss Franc]
  • CAD [Canadian Dollar]
  • SGD [Singapore Dollar]
  • NZD [New Zealand Dollar]
  • THB [Thai Baht]
  • NOK [Norwegian Krone]
  • JOD [Jordanian Dinar]
  • VND [Vietnamese Dong]
  • BHD [Bahraini Dinar]
  • MXN [Mexican Peso]
  • IDR [Indonesia Rupiah]
  • CNY [Chinese Renminbi]
  • AED [Arab Emirates Dirham]
  • BND [Brunei Dollar]
  • KRW [Korean Won]
  • EUR [Euro]
  • GBP [Pound Sterling]
  • HKD [Hong Kong Dollar]
  • ZAR [South African Rand]
  • AUD [Australian Dollar]
  • SAR [Saudi Riyal]
  • DKK [Danish Krone]
  • SEK [Swedish Krona]
  • KHR [Cambodian Riel]
  • TRY [Turkish Lira]
  • INR [Indian Rupee]
  • PLN [Polish Zloty]
  • BTD [Bangladeshi Taka]
  • PKR [Pakistani Rupee]
  • PHP [Philippine Peso]
  • QAR [Qatar Riyal]
Click here for the latest Multi Currency Account/-i’s Currency Conversion Rates
RHB Multi Currency Visa
Debit Card/-i
Perfect for just about anyone
Frequent Travellers
Regardless which major cities1 you travel in the world, it’s the smart and convenient way to carry your travel fund. All you need is just one card that carries multiple currencies1.
Business Travellers
From local to overseas, you can travel for work at major cities1 with the currencies stored in your card. With cash on hand for immediate expenses, it’s a load off your mind and you can focus on your work.
E-commerce shoppers, traders, entrepreneurs
Be it for e-commerce or shopping online, you can take your card across borders1 offering you good exchange rates on your overseas retail spend in major cities1.
Parents with children studying abroad
No matter which major cities1 your children study in, you can set up account here so you can transfer money for their living expenses. This way, you can view how they manage their expenses abroad.
Expats
Regardless of where you work as an Expat1, the card can conveniently store 33 foreign currencies on top of Ringgit Malaysia. With online banking access, you get to enjoy fund transfer from Ringgit Malaysia to any currency of your choice.
1Subject to any of the 33 foreign currencies available in the RHB Multi Currency Visa Debit Card.
Simple way to start your journey
  • Open Multi Currency Account/-i and Current or Saving Account/-i with RHB Bank / RHB Islamic Bank.
  • Convert Ringgit Malaysia to your preferred currencies via RHB Online Banking.
  • Earn interest rates on your Account balance of selected foreign currencies.*
  • Get your RHB Multi Currency Visa Debit Card/-i. Transact overseas with no currency conversion fees on retail spend.*
  • Convert Ringgit Malaysia to your preferred currencies via RHB Online Banking.
  • Earn interest rates on your Account balance of selected foreign currencies.*
  • Get an RHB Multi Currency Visa Debit Card/-i. Transact overseas with no currency conversion fees on retail spend.*
Flexible Options to Convert Ringgit Malaysia to any of the 33 Foreign Currencies


When does ‘No Currency Conversion Fee’ apply?
Customer A
Say you have the following funds:
Ringgit Malaysia: RM200,000.
Multi Currency Account/-i:
• USD20,000
• EUR10,000
• GBP500
Note: RHB Online Banking allows customers to transfer funds from Ringgit Account to Multi Currency Account/-i anytime, any day, anywhere.
Scenario 1
You’re in New York and you make a transaction amounting to USD10,000.
USD will be deducted directly from your USD fund with no currency conversion fee.
Scenario 2
You’re in Milan and you make a transaction amounting to EUR20,000.
EUR20,000 will be deducted from your Ringgit Malaysia Account with 1% currency conversion fee.
Scenario 3
You’re in London and you make a transaction worth GBP50,000.
Since there’s insufficient fund in both Multi Currency Account/-i and Ringgit Account, the transaction will be declined.
How to open Joint Account/-i for your loved ones
OPEN
  • Open a joint Multi Currency Account/-i and a Current or Savings Account/-i at any of the RHB Branches with initial deposit.
  • The joint account holder to apply for an RHB Multi Currency Visa Debit Card/-i.
Parent + Children
CONVERT & EARN
  • Convert Ringgit Malaysia to the preferred currencies via RHB Online Banking.
  • Enjoy attractive interest rates* on selected foreign currencies on your account balance
Parent
TRANSACT
  • The joint account holder to transact using RHB Multi Currency Visa Debit Card/-i on the available foreign currencies with no extra charges.
Children
With the assumption that joint Account/-i holder is the primary holder’s children aged 18 years old and above.
Fees & charges
Annual Fee
The annual fee for RHB Multi Currency Visa Debit Card/-i is RM20 per annum
Replacement Fee
The replacement fee for RHB Multi Currency Visa Debit Card/-i is RM15
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Apply now with initial deposit of USD 200^ or its equivalent in other foreign currencies

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Terms and conditions:
RHB Multi Currency Visa Debit Card / RHB MultiCurrency Visa Debit Card-i
FAQ
Product Disclosure:
RHB Multi Currency Visa Debit Card / RHB MultiCurrency Visa Debit Card-i
Get in touch with RHB today.
Visit www.rhbgroup.com or any of our branches
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For avoidance of doubt, RHB Islamic Bank only promotes and manages promotions in relation to RHB Islamic Bank products and its related proposition only.
*RHB Multi Currency Visa Debit Card/-i Terms & Conditions apply. RHB Multi Currency Account/-i is referring to RHB Multi Currency Account and RHB Qard Multi Currency Current Account-i. Eligible for all new and existing RHB Multi Currency Account/-i Holders. The Multi Currency Deposit Rate is subject to selected currencies. Customers are advised to check the latest interest rates at RHB Group’s Website before performing any sale transactions. There will not be a 1% conversion fee charged on the transaction of 33 foreign currencies. If there are insufficient funds in a particular currency to pay for the purchase, the funds will be deducted from the Ringgit Account held in the card and a 1% conversion fee will be charged. If there are still insufficient funds in the Ringgit Account, the said transaction will be declined. Fees and charges will be deducted from the Ringgit Account directly as stated in RHB Multi Currency Visa Debit Card/-i Terms & Conditions. Fees and charges relating to Multi Currency Account/-i, Current Account/-i and Savings Account/-i also apply as stated in the Terms & Conditions. The terms used herein are as defined in the RHB Multi Currency Visa Debit Card/-i Terms & Conditions.
Member of PIDM.
RHB Bank Berhad 196501000373 (6171-M) | RHB Islamic Bank Berhad 200501003283 (680329‑V)
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