A Family Vacation That Won’t Break the Bank
A much-deserved family vacation doesn’t have to be expensive. With these tips, you’ll experience the holiday of a lifetime – without burning a hole in your pocket.
Close your eyes and picture this: you’re exploring the bustling markets of a vibrant city, soaking in the tranquillity of a secluded sandy beach, or adventuring on the peak of a mountain with your family. Wherever you wander, the thrill of discovery with your loved ones bonds you closer, creating lasting memories. Travel offers a fresh perspective on the world, opening you up to new shared experiences.
And then reality hits you. The cost of living has increased in every corner of the world, so what are your options? A weekend staycation just won’t cut it anymore. The kids are getting restless. This is when you put your budgeting cap on. Arm yourself with these travel tips, and you’ll have a holiday you won’t forget - and your wallet won’t regret.
Navigating the planning maze
Planning a family trip can be a labyrinth of decisions: choosing destinations, finding affordable flights and accommodations, and scheduling activities that appeal to all age groups. The key to conquering these challenges lies in early and informed planning.
- Choose budget-friendly destinations: Go for interesting locations known for their affordability and value. There are plenty of options in neighbouring countries, or even further away in lesser-known countries in Eastern Europe and Asia. There’s something about discovering hidden treasures and off-the-beaten-path destinations that gives us a thrill we won’t get from the more popular touristy locations. Do a little research on what kind of experience you’d like, and you’ll surely find an “alternative” destination that hits the sweet spot. There are plenty of travel videos on YouTube that offer a little peek into the experience, and even some tips on local customs and culture.
- Compare prices: Use the myriad of free apps and websites available to compare prices for flights, accommodation, and car rental services. Try them out at different times. Snagging the best deal often means booking at the right moment.
- Go local: If you’re up for an immersive experience, you can opt for a BnB or homestay with a host. It will be much cheaper than staying at a hotel, and you’ll get to experience local life, gain some insights, and maybe even make new friends. It’s also much more comfortable to stay in a home than in a hotel, especially if you’re travelling with young ones or elderly parents.
The local experience extends to dining as well. Avoid “viral” tourist traps where the prices are likely to be jacked up. Local eateries provide authentic flavours at a fraction of the cost, allowing you to truly savour the essence of your chosen destination. It will be a great opportunity to try out your Duolingo skills! If you’ve booked a homestay with a kitchen, there’s always the option of cooking at home as well on days when you just feel like relaxing. - Embrace public transportation: Many countries have a solid public transportation system. Trains, buses, trams…you name it. These services will often have discounted family tickets or day passes that you can buy in advance.
- Scout for free or low-cost attractions: Many cities offer free museum days, public concerts, or city tours at low costs if booked in advance. These activities not only save money but also enrich your travel experience.
- Use loyalty programmes and discounts: Check your RHB Credit Card/-i for discounts, promotions, and points to redeem. Check out our cards’ available promotions and privileges here.
- Save on roaming costs: Your phone bill can get expensive when travelling, but it is important to always be connected to use apps and payment platforms, and for your safety. You can get travel e-sims that can be used in multiple countries for much less than total roaming costs. This is super handy if you plan to visit more than one country.
Some challenges and how to overcome them
Travelling with family abroad can be an enriching and unforgettable experience, but it often comes with its own set of challenges. Here are some common issues families might face, along with strategies to overcome them:
- Planning and coordinating: You can use spreadsheets or planning apps to get everyone’s input and coordinate activities and travel schedules. By including everyone, you’ll also keep them engaged in the holiday. Remember to leave room for last-minute changes or just to rest. No need to cram every waking minute with an activity. The whole point of a getaway is to RELAX and enjoy each other's company.
- Jet lag: Long flights can be tough, especially for little ones. Choose flights that align better with kids’ sleep schedules and encourage everyone to adjust to the new time zone by staying awake during daylight hours.
- Adapting to a new culture: Avoid misunderstandings and cultural faux pas by researching the local customs. Learn basic phrases to get you by. Most folks will be happy to see you try to speak their language!
- Safety: Research your destination thoroughly, and always have emergency contacts at hand. Dress in basic and comfortable clothing that respects local customs – don’t stand out. A good travel tip for packing items is: if you can’t afford to lose it, don’t bring it.
- Expecting the unexpected: Sign up for travel insurance/takaful that covers medical expenses abroad. Pack a basic first aid kit and any necessary medications along with a doctor’s note explaining their use.
Easy hacks for managing multiple currencies
A significant hurdle when travelling abroad is managing multiple currencies. The hassle of looking for a money changer, and then exchanging money at less-than-ideal rates can add unnecessary stress and expenses. RHB Bank’s Multi Currency Account/-i (MCA) is a practical solution. It allows you to hold multiple currencies at once, making transactions seamless. With its own debit card, you won’t have to carry as much cash around.
Another option is to link your Credit or Debit cards to Apple Pay. In addition to the convenience of paying with your phone, you’ll have the extra assurance that your transactions will be secured. Even better, link it to your RHB MCA for a contactless, secure, and convenient way to pay while abroad. This integration not only simplifies transactions but also ensures you’re getting competitive exchange rates directly from your smartphone.
Travelling with family doesn’t have to be a financial burden. With these tips and a bit of planning, you’ll have the peace of mind to truly enjoy every moment with your loved ones. Have a great holiday!
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