RHB Export Trade Financing for Foreign Transactions

Banker’s Acceptance

A cost effective financing tool to cover your purchases, imports, sales and exports. Banker’s Acceptance (BA) is used to finance tangible goods.

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Banker's Acceptance

Benefits

Allows access to funding with competitive rates.

Improves cash flow for better cash management.

No commitment fees for non-utilised facility.

Product Disclosure Sheet

Flexitab-Invoice Financing (Flexitab)

Do you need more flexibility when it comes to financing? Flexitab covers both tangible and intangible goods that cannot be financed under conventional trade financing which also includes charges incurred to enable the delivery of goods/services.

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Flexitab-Invoice Financing (Flexitab)

Benefits

Improves cash flow by financing a wider range of trade-related expenses.

Allows the service industry such as hotels, ticketing and tour agents, transport, construction and courier companies etc. to gain access to trade financing.

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Foreign Currency Trade Financing

Foreign Currency Trade Financing (FCTF) offers flexible financing in major foreign currencies to cover your imports and exports. Financing will be made available for Letter of Credit (LC), documentary collection or open account payment.

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Foreign Currency Trade Financing

Benefits

Allows access to competitive rates.

Improves cash flow and creates better cash management.

Net exporters have the advantage of natural hedging against exchange risks.

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Promissory Note (P-Note) Financing

Finance your trade’s tangible and intangible goods with greater flexibility in tandem with your core business. RHB Bank's Promissory Note (P-Note) Financing is a short-term financing that covers sales, exports, imports and purchases.

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Promissory Note (P-Note) Financing

Benefits

Access to competitive financing rates.

Access to financing of goods & services.

Partial repayment or full settlement of loan.

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Export Credit Refinancing

As an Exporter, you can enjoy the flexibility of Export Credit Refinancing (ECR) through RHB Bank. It is governed by EXIM Bank’s Guidelines on ECR Facilities 2006 and offers two types of short-term facilities, namely pre-shipment and post-shipment financing.

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Export Factoring Facility

Benefits

Competitive financing rates.

Pre-shipment financing provides working capital upon receipt of export orders.

Allows Exporters to pay suppliers early and secure better pricing.

Allows Exporters to expand their business with the added funds.

Product Disclosure Sheet

Export Factoring Facility

If you are worried about cash liquidity and getting paid, opt for the RHB Export Factoring Facility (EFF). It’s a receivables purchase program for exporters that offers credit risk protection, working capital, collection and receivables services.

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Export Credit Refinancing

Benefits

Ability to obtain credit protection against losses of up to 100%.

Access to a flexible working capital source.

Facilitates planning of cash flow through fast collection.

Allows access to financing options through RHB Bank’s comprehensive range of financing products.

Product Disclosure Sheet

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Foreign Bills Purchased

Do you need immediate funding for your exports? RHB Bank's Foreign Bills Purchased (FBP) offers short-term exports financing upon presentation of documents drawn under Documentary Collection or Letter of Credit (LC).

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Foreign Bills Purchased

Benefits

Improves cash flow to fund working capital requirements.

Helps to pay your suppliers early and to secure better pricing.

Opportunity to expand your business with the additional funds.

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Foreign Bills Purchased Against Letter of Credit

If your company requires immediate funds, RHB Bank is ready to advance the money to you under a Letter of Credit (LC) upon presentation of complying documents without facility. This is subject to availability of the issuing bank and country limit and approval on a case-to-case basis.

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Foreign Bills Purchased Against Letter of Credit

Benefits

Improves cash flow to fund working capital.

Can pay your suppliers early, secure better pricing and expand your business with the added funds.

No credit facility is required.

No pre-set limit on the value of the Letter of Credit.

Product Disclosure Sheet

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Letter of Credit (LC) Negotiation / Discounting without Recourse

RHB Bank’s Letter of Credit (LC) Negotiation / Discounting without Recourse gives you peace of mind to obtain export financing. It also provides liquidity for working capital and will take over the issuing bank’s non-payment risks.

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Letter of Credit (LC) Negotiation / Discounting without Recourse

Benefits

Provides relief against Letter of Credit Issuing Bank’s payment and country risks.

Guaranteed payment without recourse.

Non-recourse feature offers off-balance sheet reporting option.

Product Disclosure Sheet

Multi-Currency Trade Finance

If you are an SME exporter who requires financing, Multi-Currency Trade Finance (MCTF) offers pre and post-shipment financing in local and foreign currencies under a Letter of Credit.

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Multi-Currency Trade Finance

Benefits

Offers pre and post-shipment financing facilities without the need for collateral.

Frees up existing credit lines or security, as RHB Bank is able to provide financing against EXIM Bank’s insurance policy.

Offers additional working capital financing.

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Indirect Exporter Financing Scheme

If you an Indirect SME Exporter who is supplying goods or services to Direct Exporters, RHB Bank is here to help you ease your financials while waiting for payment from your sales. Our financing is offered without recourse and RHB Bank will discount your commercial documents on open account or collection basis.

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Indirect Exporter Financing Scheme

Benefits

Post-shipment financing facilities that do not require collateral.

Frees up existing credit lines or security, as RHB Bank is able to provide financing against EXIM Bank’s insurance policy.

Additional working capital financing.

Product Disclosure Sheet

Eligibility

Banker’s Acceptance

New and existing Exporters who have been granted the Banker’s Acceptance (BA) facility.

Flexitab-Invoice Financing (Flexitab)

New and existing Exporters who have been granted the Flexitab facility.

Foreign Currency Trade Financing

New and existing Exporters who have been granted the Foreign Currency Trade Financing (FCTF) facility.

Promissory Note (P-Note) Financing

New and existing Exporters who have been granted the Promissory Notes (P-Note) Financing facility.

Export Factoring Facility

New and existing Exporters.

Export Credit Refinancing

Direct and Indirect Exporters who have been granted the Export Credit Refinancing (ECR) facility.

Foreign Bills Purchased

New and existing Exporters who have been granted the Foreign Bills Purchased (FBP) facility.

Foreign Bills Purchased Against Letter of Credit

This product is subject to the availability of the Letter of Credit (LC) issuing bank & country limits and on a case-to-case basis.
It is available to existing borrowing customers who are named beneficiaries of the LC. The LC must be acceptable to RHB Bank.

Letter of Credit (LC) Negotiation/Discounting without Recourse

This product is subject to the availability of the Letter of Credit (LC) issuing bank & country limits and on case-to-case basis.
It is available to existing borrowing customers who are named beneficiaries of the LC. The LC must be acceptable to RHB Bank.

Multi-Currency Trade Finance

SME Exporters involved in manufacturing, trading, agriculture/primary industries or services that meet EXIM Bank’s eligibility criteria.

Indirect Exporter Financing Scheme

Indirect SME Exporters that meet EXIM Bank’s eligibility criteria

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Building
better Export Trade
Financing.