1. High overall annual and lifetime limit
   You can choose the plan with Overall Annual Limit of RM30, 000 up to RM2 Million. We also offer you no lifetime limit for the higher plans.

2. Enter and exit with ease
   You are given the convenient choice of cashless admission for easy admission to hospital or enjoy some savings on the premium by opting out from this benefit.

3. Lifelong medical protection
   All plans are guaranteed renewable up to 100 years old*. If there is no claim incurred in the 1^st year of policy inception, we will not impose any exclusion or loading upon your subsequent renewal in later years.

4. Underwriting-free upgrade
   You are allowed to upgrade to a higher plan or a lower deductible option without underwriting every three (3) years, provided no claims incurred for the past two (2) years.

5. No co-payment
   We do not impose any co-payment on your medical bills incurred even though you choose to upgrade your room and board benefit limit when admitted to hospital.

6. Extend your protection range
   Our policy includes coverage for HIV due to blood transfusion.

7. Deductible options for more savings
   Enjoy more savings with our deductible options on your annual premium ranging from 25% to 75%.

8. Additional Optional Benefits

   You may take up additional optional benefits by paying additional premium for the benefits below:

   1. Annual outpatient kidney dialysis treatment – including consultation, examination tests and take home drugs
   2. Annual outpatient cancer treatment – including immunotherapy, targeted therapy, hormonal therapy, consultation, examination test and take home drugs
   3. Optical support for intraocular lenses (iol) for cataract or eye injury surgery
   4. Medical treatment cost, vaccination side effect and death resulting from communicable diseases require quarantine by law
   5. Waiver of residence oversea clause (ASEAN country)

 

*Policy is renewable at the option of the policyholder.

 

• MediSure Supreme Table of Benefits

Individual who is aged between thirty (30) days to seventy (70) years, both ages inclusive and is renewable up to one hundred (100) years. This policy may cover your legally married spouse and dependent children subject to the following:

 

1. A spouse who is aged below seventy (70) at the time of first inclusion. Once included, the spouse may continue to be included up to the age of one hundred (100) years.

2. Unmarried children who are aged between thirty (30) days and nineteen (19) years, both ages inclusive. For dependent children who are full time students of institution of higher education, the age limit is twenty-three (23) years.

• Form

• Brochure
  

• MediSure Supreme Policy

• Product Disclosure Sheet (PDS)

• Additional Form
  

1. High overall annual and lifetime limit
   You can choose the plan with Overall Annual Limit of RM30, 000 up to RM2 Million. We also offer you no lifetime limit for the higher plans.

2. Enter and exit with ease
   You are given the convenient choice of cashless admission for easy admission to hospital or enjoy some savings on the premium by opting out from this benefit.

3. Lifelong medical protection
   All plans are guaranteed renewable up to 100 years old*. If there is no claim incurred in the 1^st year of policy inception, we will not impose any exclusion or loading upon your subsequent renewal in later years.

4. Underwriting-free upgrade
   You are allowed to upgrade to a higher plan or a lower deductible option without underwriting every three (3) years, provided no claims incurred for the past two (2) years.

5. No co-payment
   We do not impose any co-payment on your medical bills incurred even though you choose to upgrade your room and board benefit limit when admitted to hospital.

6. Extend your protection range
   Our policy includes coverage for HIV due to blood transfusion.

7. Deductible options for more savings
   Enjoy more savings with our deductible options on your annual premium ranging from 25% to 75%.

8. Additional Optional Benefits

   You may take up additional optional benefits by paying additional premium for the benefits below:

   1. Annual outpatient kidney dialysis treatment – including consultation, examination tests and take home drugs
   2. Annual outpatient cancer treatment – including immunotherapy, targeted therapy, hormonal therapy, consultation, examination test and take home drugs
   3. Optical support for intraocular lenses (iol) for cataract or eye injury surgery
   4. Medical treatment cost, vaccination side effect and death resulting from communicable diseases require quarantine by law
   5. Waiver of residence oversea clause (ASEAN country)

 

*Policy is renewable at the option of the policyholder.

 

• MediSure Supreme Table of Benefits

Individual who is aged between thirty (30) days to seventy (70) years, both ages inclusive and is renewable up to one hundred (100) years. This policy may cover your legally married spouse and dependent children subject to the following:

 

1. A spouse who is aged below seventy (70) at the time of first inclusion. Once included, the spouse may continue to be included up to the age of one hundred (100) years.

2. Unmarried children who are aged between thirty (30) days and nineteen (19) years, both ages inclusive. For dependent children who are full time students of institution of higher education, the age limit is twenty-three (23) years.

• Form

• Brochure
  

• MediSure Supreme Policy

• Product Disclosure Sheet (PDS)

• Additional Form
  

1. A Plan For Any Budget
   Choose from one of our 4 plans based on your affordability.

2. Critical Illness Benefits
   We’ll pay out a lump sum up to RM300,000 if you have been diagnosed with a critical illness as listed in the Critical Illnesses listing.

3. Loyalty Benefits
   If you haven’t made a claim, we’ll increase the Principal Sum Insured by 10% each year up to a maximum of 50%. The longer you’re insured with us, the more you benefit!

4. Additional Payouts
   If you’ve been diagnosed with certain covered critical illnesses, we’ll pay out an additional 10% of the Principal Sum Insured.

5. Coverage From Newborn And Beyond
   If your child is between the ages of thirty (30) days and seventeen (17) years (both ages inclusive), he / she is eligible for coverage.

Individuals aged between thirty (30) days and sixty (60) years , both ages inclusive and renewable up to seventy (70) years old.

Please take note that RM10 stamp duty shall be charged.

• Form

• Brochure

• Critical Guard Insurance Policy

• Product Disclosure Sheet (PDS)

1. Guaranteed Renewal
   This policy guarantees annual renewal, ensuring the Insured Person is covered for up to a high lifetime limit of RM450,000, if he/she does not submit a claim in the first two years.

2. Medisure Medical Card / Cashless Admission
   A MediSure medical card will be provided to facilitate admission to a panel of quality hospitals nationwide without the need to pay a deposit upfront.

3. Flexible / Savings
   MediSure gives you a choice between "Full" and "Deductible" programmes. If you opt for a "Deductible" programme of RM5,000, RM10,000 or RM20,000, you pay only a small fraction of the entire annual premium. That means savings for you while your insurance needs are still taken care of.

4. Choice of Plan
   MediSure has choice of six (6) plans to suit your budget and healthcare needs

5. MediSure Income Tax Relief
   Premium paid for MediSure may qualify for income tax relief
   
   (Subject to the current terms and conditions and the income tax relief provisions)

• Table of Benefits
  
  

Individuals aged between thirty (30) days and sixty (60) years, both ages inclusive and renewable up to seventy-five (75) years old This policy may cover your legally married spouse and dependent children subject to the following:
a. A spouse who is aged below sixty (60) at the time of first inclusion. Once included, the spouse may continue to be included up to the age of seventy-five (75) years.
b. Unmarried children who are aged between thirty (30) days and nineteen (19) years, both ages inclusive. For dependent children who are full time students of institution of higher education, the age limit is twenty-three (23) years.

Annual Premium

 

Please take note that RM10 stamp duty shall be charged.

 

The Company may revise the renewal premium subject to claims history

• Form

• MediSure Insurance Policy

• Product Disclosure Sheet (PDS)

1. Critical benefits
   This benefit is payable upon diagnosis of one of the ‘36 Critical Illnesses’. The policy will be terminated upon pay-out of the full amount.

2. Loyalty benefit
   Upon policy renewal, the principal sum insured will be increased by 10% each year up to a maximum of 50% provided no claim is made under the policy.

3. Additional payout
   An additional 10% of the Principal Sum Insured will be payable to the Insured in the event of the Insured being diagnosed with any of the 6 listed Critical Illnesses: 

• Male: Male: colon cancer, prostate cancer, liver cancer, testicular cancer, nasal cancer and cardiomyopathy.
• Female: Female: breast cancer, ovarian cancer, uterus cancer, cancer of the fallopian tubes, cervix cancer and cardiomyopathy.
  

Individuals aged between thirty (30) days and sixty (60) years , both ages inclusive and renewable up to seventy (70) years old.

Please take note that RM10 stamp duty shall be charged.

 

The Company may revise the renewal premium subject to claims history

• Form

• RHB Critical Shield Policy

• Product Disclosure Sheet (PDS)