Motor Insurance

Private Car Insurance

RM3 million liability limit against third-party liabilities
No-Claim Discount (NCD)
Free towing up to RM300 per breakdown
Save up to 40% on car insurance premium with RHB Motor Saver Insurance, find out how

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Motorcycle Insurance

No-Claim Discount (NCD)
Up to RM50 reimbursement for towing charges
Cover against third-party liabilities

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Motorcyclist Personal Accident Insurance

Covers up to RM6,000 accidental death
Covers up to RM6,000 permanent disablement while riding
Bereavement expenses up to RM500

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Motorist Personal Accident Insurance

Additional payout with supplementary policy or add-on to your motor policy
Enhanced sum insured up to RM240,000
Low premium rates from RM4.16 per month.
Reimbursement of medical expenses up to RM2,000

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Road Rescue Elite

Free unlimited towing for breakdown & accident
Personal accident coverage up to RM100,000 for accidental death and permanent disablement
Offers Cash Transportation Allowance

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Private Car Insurance

Death or injury to other parties
Damage to other parties’ property
Loss/damage to your vehicle caused by Theft or Fire
Damage to your vehicle due to accident
Transportation of damaged vehicle
Covers for legal representative
Legal costs

*Terms and conditions apply.

Death or injury to other parties
Damage to other parties’ property
Loss/damage to your vehicle caused by Theft or Fire

*Terms and conditions apply.

Death or injury to other parties
Damage to other parties’ property

*Terms and conditions apply.

Purchase or renew motor insurance via the Mobile App.

Form

Brochure

Private Car Insurance Policy

Product Disclosure Sheet

Motorcycle Insurance

Death or injury to other parties
Damage to other parties’ property
Loss/damage to your vehicle caused by Theft or Fire
Damage to your vehicle due to accident
Transportation of damaged vehicle
Covers for legal representative
Legal costs

*Terms and conditions apply.

Death or injury to other parties
Damage to other parties’ property
Loss/damage to your vehicle caused by Theft or Fire

*Terms and conditions apply.

Death or injury to other parties
Damage to other parties’ property

*Terms and conditions apply.

Form

Brochure

Motorcycle Insurance Policy

Product Disclosure Sheet (PDS)

Motorcyclist Personal Accident Insurance

1. Competitive premium

Enjoy low premium of only RM9.43 per year.
* Premiums shown are subject to applicable tax as imposed by the relevant authorities at any time and from time to time. Please take note that RM10 of stamp duty shall be charged.

2. Accidental death

Covers accidental death while riding a motorcycle, up to RM6,000.

3. Permanent disablement

Covers permanent disablement arising from an accident while riding a motorcycle, up to RM6,000.

4. Bereavement expenses

Upon the accidental death while riding a motorcycle, up to RM500.

Benefit	Coverage (RM)
Accidental Death	6,000
Permanent Disablement a. Loss of One or Both Hands b. Loss of One or Both Legs c. Loss of One or Both Eyes	6,000
Bereavement Expenses	500

This plan shall cover rider aged between sixteen (16) years to seventy (70) years (both ages inclusive).

RM9.43 per year

Premiums shown are subject to applicable tax as imposed by the relevant authorities at any time and from time to time. Please take note that RM10 of stamp duty shall be charged.

Form

Motorcyclist Personal Accident Policy

Product Disclosure Sheet (PDS)

Motorist Personal Accident Insurance

1. Supplementary Policy

This policy is supplementary to your existing Motor Insurance. Whether your car is currently insured with RHB Insurance Berhad or not, we’ll pay out in addition to any other policies you hold.

2. Enhanced Sum Insured

You can now enjoy better benefits with our enhanced Sum Insured which is up to RM240,000 for death and RM2,000 for the medical expenses of your Authorised Driver.

3. Low Premiums, Multiple Plans

We’ve made choosing a plan even better – simply select from any of our 5 plans depending on your need and affordability. Premium rates start from as low as RM4.16 per month.

4. Extended Coverage

Get extended cover against riot, strike and civil commotion without paying any additional premium.

5. Simple Approval Process

No proof of liability is required – payment will be made irrespective of negligence of the Authorised Driver.

6. Hassle-Free Claims

If you need help in making a claim, our Customer Relationship Centre is on hand to guide you through it.

Benefit	Plan (RM)
	A		A+		B		C		D
	Authorised Driver	Passenger	Authorised Driver	Passenger	Authorised Driver	Passenger	Authorised Driver	Passenger	Authorised Driver	Passenger
Death	60,000	12,000	75,000	15,000	120,000	24,000	180,000	36,000	240,000	48,000
Permanent Disablement Loss of both hands or feet or sight of both eyes Loss of one hand and one foot Loss of either hand or foot and sight of one eye	60,000	12,000	75,000	15,000	120,000	24,000	180,000	36,000	240,000	48,000
Loss of either hand or foot Loss of sight of one eye	30,000	6,000	37,500	7,500	60,000	12,000	90,000	18,000	120,000	24,000
Medical Expenses Reimbursement*	1,000	1,000	1,200	1,200	2,000	2,000	2,000	2,000	2,000	2,000

*Pays the actual cost per person for medical and surgical treatment trained nurses and hospitalisation incurred within 52 weeks from the date of accident and resulting from injuries sustained.

This plan shall cover eligible Insured / Authorised Drivers and / or Passengers aged between one (1) year and seventy (70) years (both ages inclusive).

Seating capacity (Including Authorised Driver)	Plan (RM)
Seating capacity (Including Authorised Driver)	A	A+	B	C	D
1 - 5	50	60	90	127	160
6	60	72	108	152	192
7	70	84	126	177	224
8	80	96	144	202	256
9	90	108	162	227	288
10	100	120	180	252	320
11	110	132	198	277	352
12	120	144	216	302	384
13	130	156	234	327	416
14	140	168	252	352	448
15	150	180	270	377	480
16	160	192	288	402	512

Premiums shown are subject to applicable tax as imposed by the relevant authorities at any time and from time to time. Please take note that RM10 of stamp duty shall be charged.

Form

Brochure

Motorist Personal Accident Insurance Policy

Product Disclosure Sheet (PDS)

Road Rescue Elite

1. Unlimited FREE Towing Services

In the event of car breakdown and accident, you may enjoy our 24-hour emergency towing services available within Malaysia, Brunei, Singapore and Thailand. Toll charges are fully covered for incidents that happen anywhere within Malaysia.

2. Double Indemnity Benefit during Nationwide Public Holiday

You and your authorised driver are covered while in Named vehicle up to RM200,000 for Double Indemnity Benefit if the accident occurs during Nationwide Public Holiday.

3. Cash Transportation Allowance

We now offer Cash Transportation Allowance to compensate for any taxi, car rental, or e-hailing services you may need after an accident.

Benefit	Elite 1	Elite 2	Elite 3
	Sum Insured (RM)
A. Personal Accident
1. Accident Death	15,000	60,000	100,000
2. Permanent Disablement (up to)	Up to 15,000	Up to 60,000	Up to 100,000
3. Bereavement Benefit	1000
4. Double Indemnity Benefit (During Nationwide Public Holiday)	Up to 30,000	Up to 120,000	Up to 200,000
B. Medical Expenses
1. Medical Expenses (up to)	1,000	2,000	3,000
2. Daily Hospital Income (Up to 60 days)	60 per day	100 per day	160 per day
3. Dental Correction and Corrective Cosmetic Surgery (up to)	1,500
4. Ambulance Fee (up to)	500
C. Car Assistance Benefits (per incident)
Within Malaysia
1. 24 Hours Emergency Towing (breakdown and towing services)	unlimited
2. Roadside Repair	Free labour up to 2 hours
3. Toll Charges	unlimited
4. Car Delivery after Repair OR Taxi Ride to Pick Up Car from Workshop (up to)	100
Outstation Benefits (At least 100km from home)
5. Arrangement and Reimbursable Expenses for Hotel / Accommodation	Up to 300	Up to 450	Up to 500
International Services
6. International Towing Assistance Includes Thailand (Maximum sixty (60) kilometers away from West Malaysia border), Brunei, Singapore	Available
D. Allowance
1. Cash Transportation Allowance (own damage approved claim only)	300	600	900
2. Cash Transportation Allowance (breakdown only)	Up to 60 per year
3. Compassionate Allowance for Vehicle Break-in	Up to 400	Up to 500	Up to 600

Important Note:

1. To enjoy the Car Assistance Benefits, you must call Assistance Provider first to lodge a report on the Named Vehicle’s breakdown or accident.
2. Car Assistance Benefits are available for Named Vehicle only.
3. Duration of cover is for one (1) year. You need to renew your insurance cover annually.
4. Please read your policy wording for full benefits, terms and conditions under this policy.

Vehicle owners who are aged between seventeen (17) years to eighty (80) years, both ages inclusive.

Plan	Elite 1 (RM)	Elite 2 (RM)	Elite 3 (RM)
Annual Premium (up to 5 seaters)	88	150	210
Annual Premium for each additional seater	8	16	24

Premiums shown are subject to applicable tax as imposed by the relevant authorities at any time and from time to time. Please take note that RM10 of stamp duty shall be charged.