Protects RHB Bank Berhad or RHB Islamic Bank Berhad Credit Cardholder and their family members from financial distress in the event of in the event of unforeseen circumstances.
Covers accidental death, temporary total disablement, permanent total disablement and involuntary unemployment.
High Death and Total Permanent Disability (TPD) Coverage
In the event of accidental death or accidental TPD, coverage is up to RM1 million.
24 Hours Worldwide Coverage
Covers death and/or permanent disablement resulting from accidents that occur anywhere in the world, up to RM1 million.
Covers Loss of Cash or Personal Effects
Pays if the Insured Person suffers loss of cash or personal effects caused by snatch theft or carjacking, up to RM3,000, limited to one claim per calendar year.
No Claim Bonus
The principal sum assured will increase by 10% every year when no claims are made.
Covers Mosquito-borne Diseases
Our plan covers medical diseases such as Dengue, Malaria, Japanese Encephalitis (JE), Avian Flu and Zika Virus.
Benefit Table
Plan 1 (RM)
Plan 2 (RM)
Plan 3 (RM)
A.
Personal Accident
1
Accidental Death
Adult: 500,000 Child: 250,000
Adult: 750,000
Child: 375,000
Adult: 1,000,000
Child: 500,000
2
Permanent Disablement
Adult: 500,000
Child: 250,000
Adult: 750,000
Child: 375,000
Adult: 1,000,000
Child: 500,000
3
Medical Reimbursement
a. Due to accident
b. Due to dengue, malaria, JE, Avian Flu or haze1
c. Due to kidnap, carjacking, acid splash or robbery
Up to 8,000
Up to 3,000
Up to 5,000
Up to 9,000
Up to 3,000
Up to 5,000
Up to 10,000
Up to 3,000
Up to 5,000
4
Reconstructive Surgery2
5,000
5,000
5,000
5
Funeral Expenses
10,000
12,500
15,000
B.
International Emergency Evacuation & Repatriation
6
Repatriation of Mortal Remains
500,000
750,000
1,000,000
7
Emergency Medical Evacuation
500,000
750,000
1,000,000
8
Emergency Medical Repatriation
500,000
750,000
1,000,000
C.
Inconvenience Benefit
9
Loss of Cash or Personal Effects3 (Limited to 1 event per year)
1,000
2,000
3,000
D.
No Claim Bonus
10
No Claim Bonus4
Available
Available
Available
Individuals age between 18 to 70 years old (both ages inclusive), renewable up to 80 years old. Your policy may cover your spouse and dependent children subject to the following, spouse below 70 years old at the time of first inclusion; unmarried and not gainfully employed child between 30 days and 19 years old. This product is limited to customers with Occupation Class 11 & Occupation Class 22 only.
1 Class 1 – professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous places.
2 Class 2 – professions and occupations involving non-manual work with some exposure to risk from the environment or which entail travel
Monthly Premium
Plan
Plan 1 (RM)
Plan 2 (RM)
Plan 3 (RM)
Individual
65
84
102
Self & Spouse
112
140
178
Each Child
38
48
57
Yearly Premium
Plan
Plan 1 (RM)
Plan 2 (RM)
Plan 3 (RM)
Individual
770
997
1,223
Self & Spouse
1,336
1,676
2.129
Each Child
453
567
680
*Premiums shown are subject to applicable service tax as imposed by the relevant authorities. Please take note that RM10 of stamp duty shall be charged.
Accidental Coverage
Get up to RM500,000 in coverage for accidental death or permanent disablement.
Medical Expenses Reimbursement
We'll reimburse your medical expenses resulting from an accident, including sinseh treatment up to RM300 (limited to RM30 per visit per day).
Hospital Cash Income
Receive a daily hospital cash income of up to RM300 for a maximum of 30 days in case of an accident.
Loan Protection
If you experience accidental death or total permanent disablement, we'll reimburse your outstanding housing loan, private motor vehicle hire purchase loan, or personal loan with RHB Bank Berhad or RHB Islamic Bank Berhad.
Child Education Support
In the unfortunate event of a parent's death or permanent disablement due to an accident, we provide a lump sum payout as an education allowance to support your child's education needs.
Note: Subject to terms and conditions.
Benefits
Silver (RM)
Gold (RM)
Platinum (RM)
Accidental Death/Permanent Disablement (due to accident)
100,000
300,00
500,000
Medical Expenses
Cost of sinseh treatment up to RM300 (limit to RM30 per visit per day)
Outpatient treatment cost if insured diagnosed positive due to Covid-19 in Malaysia only (limit to RM500 per family)
10,000
15,000
20,000
Hospital Cash Income up to 30 days
100 per day
200 per day
300 per day
Rehabilitation/Recuperation allowance (after 1 week of hospitalization, due to accident)
500
1,000
1,500
Bereavement/Repatriation Allowance
1,000
2,000
3,000
Ambulance Fees
Up to 1,000
Up to 1,000
Up to 1,000
International Emergency Evacuation & Repatriation
Loan Protector
In the event of Accidental Death or Total Permanent Disablement due to Accident, the Company will reimburse the Insured Person outstanding housing loan, and private motor vehicle hire purchase loan or personal loan with RHB Bank Berhad or RHB Islamic Bank Berhad.
Up to
20,000
Up to
30,000
Up to
50,000
Household Bills Protection
In the event of hospitalised due to accident (min. seven (7) consecutively days), the company will reimburse the insured person Household Bills (as per table of events) up to maximum of three (3) months or upon discharged.
Up to
500
per month
Up to
500
per month
Up to
500
per month
Support of Dependant Children - Child Education
Lump sum payout for education allowance of case of death/permanent disablement of parent due to accident.
10,000
15,000
20,000
Double Indemnity in School Premises of Dependant Children (Accidental death in School/ Higher Education Institution Premises only)
50,000
150,000
250,000
No Claim Bonus Principal policy value for accidental death and permanent disablement benefits upon renewal. Ten percent (10%) of Principal Sum Insured each year up to maximum five (5) year.
Personal Liability
Up to
100,000
Up to 100,000
Up to
100,000
Children Benefits (Each Child)
Children age over thirty (30) days but under nineteen (19) years old who are unmarried and not gainfully employed. For dependant children who are fulltime students of institutions of higher education, the age limit is twenty-three (23) years old.
One hundred percent (100%) for Ambulance Fees, Rehabilitation/Recuperation Allowance and Bereavement/Repatriation Allowance.
Twenty-five percent (25%) of all the other benefits excluding loss of income due to Household Bills Protection and Loan Protector.
Adults engaged in Occupations Class 3 are eligible to enroll up to Plan Gold only.
Adults engaged in Occupations Class 4 (Off Duty) are eligible to enroll for Plan Silver only.
Plan
Silver (RM)
Gold (RM)
Platinum (RM)
Individual
68
95
118
Self & Spouse
88
135
188
Each Child (Under Family)
11
19
27
Each Child (Standalone)
50
58
65
Premium shown are subject to applicable service tax as imposed by the relevant authorities. Please take note that RM10 of duty stamp shall be charged.
Up to RM20,000 Accidental Death/Permanent Disablement coverage (due to accident)
Up to RM30/day Hospital Cash Income at Government Hospital up to 30 days (due to accident
Up to RM1,000 Bereavement allowance (due to accident)
Benefit Table
Plan 1 Limit (RM)
Plan 2 Limit (RM)
1
Death/Permanent Disablement (due to accident)
5,000
20,000
2
Daily Hospital Cash Income at Government Hospital up to 30 days (due to accident)
5 per day
30 per day
3
Bereavement Allowance (due to accident)
500
1,000
Malaysians and Permanent Residents aged between sixteen (16) and sixty-five (65) years, both ages inclusive.
Plan
Plan 1 (RM)
Plan 2 (RM)
Annual Premium
9.90
25.00
Premiums shown are subject to applicable service tax as imposed by the relevant authorities. Please take note that RM10 Stamp Duty shall be charged (if applicable).
High Death and Total Permanent Disability (TPD) Coverage
In the event of accidental death or accidental TPD, coverage is up to RM1 million.
24 Hours Worldwide Coverage
Covers death and/or permanent disablement resulting from accidents that occur anywhere in the world, up to RM1 million.
Covers Loss of Cash or Personal Effects
Pays if the Insured Person suffers loss of cash or personal effects caused by snatch theft or carjacking, up to RM3,000, limited to one claim per calendar year.
No Claim Bonus
The principal sum assured will increase by 10% every year when no claims are made.
Covers Mosquito-borne Diseases
Our plan covers medical diseases such as Dengue, Malaria, Japanese Encephalitis (JE), Avian Flu and Zika Virus.
Benefit Table
Plan 1 (RM)
Plan 2 (RM)
Plan 3 (RM)
A.
Personal Accident
1
Accidental Death
Adult: 500,000 Child: 250,000
Adult: 750,000
Child: 375,000
Adult: 1,000,000
Child: 500,000
2
Permanent Disablement
Adult: 500,000
Child: 250,000
Adult: 750,000
Child: 375,000
Adult: 1,000,000
Child: 500,000
3
Medical Reimbursement
a. Due to accident
b. Due to dengue, malaria, JE, Avian Flu or haze1
c. Due to kidnap, carjacking, acid splash or robbery
Up to 8,000
Up to 3,000
Up to 5,000
Up to 9,000
Up to 3,000
Up to 5,000
Up to 10,000
Up to 3,000
Up to 5,000
4
Reconstructive Surgery2
5,000
5,000
5,000
5
Funeral Expenses
10,000
12,500
15,000
B.
International Emergency Evacuation & Repatriation
6
Repatriation of Mortal Remains
500,000
750,000
1,000,000
7
Emergency Medical Evacuation
500,000
750,000
1,000,000
8
Emergency Medical Repatriation
500,000
750,000
1,000,000
C.
Inconvenience Benefit
9
Loss of Cash or Personal Effects3 (Limited to 1 event per year)
1,000
2,000
3,000
D.
No Claim Bonus
10
No Claim Bonus4
Available
Available
Available
Individuals age between 18 to 70 years old (both ages inclusive), renewable up to 80 years old. Your policy may cover your spouse and dependent children subject to the following, spouse below 70 years old at the time of first inclusion; unmarried and not gainfully employed child between 30 days and 19 years old. This product is limited to customers with Occupation Class 11 & Occupation Class 22 only.
1 Class 1 – professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous places.
2 Class 2 – professions and occupations involving non-manual work with some exposure to risk from the environment or which entail travel
Monthly Premium
Plan
Plan 1 (RM)
Plan 2 (RM)
Plan 3 (RM)
Individual
65
84
102
Self & Spouse
112
140
178
Each Child
38
48
57
Yearly Premium
Plan
Plan 1 (RM)
Plan 2 (RM)
Plan 3 (RM)
Individual
770
997
1,223
Self & Spouse
1,336
1,676
2.129
Each Child
453
567
680
*Premiums shown are subject to applicable service tax as imposed by the relevant authorities. Please take note that RM10 of stamp duty shall be charged.
Extra coverage for the price of one
You can enjoy additional coverage without having to pay an additional premium for extreme activities such as hunting,
mountaineering and bungee jumping.
Lifelong coverage
You can buy this plan up to 80 years old and you may renew up to 100 years old.
Family Cover
By making your spouse and children part of the plan, they can enjoy a special discounted premium under one household policy.
Enter and exit with ease
This plan provides cashless hospital admission and discharge benefits covering, up to RM3,000 for your convenience in getting in and
out of the hospital; applies to accident only.
Mosquito-borne diseases
This plan provides medical covers diseases such as Dengue, Malaria, Japanese Encephalitis (JE), Avian Flu and Zika Virus.
BENEFIT
Plan (RM)
A
B
C
D
E
F
SECTION 1: PERSONAL ACCIDENTS
Accidental Death
50,000
100,000
250,000
500,000
750,000
1,000,000
Permanent Disablement
50,000
100,000
250,000
500,000
750,000
1,000,000
Double Indemnity
100,000
200,000
500,000
1,000,000
1,500,000
2,000,000
Coma Due To Accident
50,000
100,000
250,000
500,000
750,000
1,000,000
Funeral Allowance
5,000
5,000
5,000
5,000
5,000
5,000
Bereavement Allowance
5,000
10,000
25,000
50,000
75,000
100,000
Repatriation Of Mortal Remains
5,000
5,000
5,000
5,000
5,000
5,000
SECTION 2 : MEDICAL AND OTHER EXPENSES
Medical Expenses (Per disability)
Extended to cover Dengue, Malaria, JE, Avian Flu or Zika Virus
Traditional Treatment (RM50 per visit up to RM500 per disability)
3,500
4,500
6,500
8,500
9,00
10,000
Cashless Hospital Admission & Discharge Facility (subject to overall Medical Expenses limit)
3,000
3,000
3,000
3,000
3,000
3,000
Daily Hospital Cash Income (Up to 180 days)
80
80
105
180
205
230
Daily Hospital Cash Income Whilst Overseas (Up to 90 days)
160
160
210
360
410
460
Medical Expenses for Miscarriage Due to Motor Vehicle Accident
1,000
1,000
1,000
1,000
1,000
1,000
Ambulance Fees
1,000
1,000
1,000
1,000
1,000
1,000
Additional Hospital Allowance
500
500
500
500
500
500
Travel Allowance
1,000
1,000
1,000
1,000
1,000
1,000
Blood Transfusion (causing HIV)
5,000
10,000
25,000
50,000
75,000
100,000
Dental Correction and Corrective Cosmetic Surgery
5,000
5,000
5,000
5,000
5,000
5,000
Prostheses / Wheelchair Benefit
2,000
2,000
2,000
2,000
2,000
2,000
Home Nursing Care
3,500
3,500
3,500
3,500
3,500
3,500
Medical / Post Mortem Report
300
300
300
300
300
300
SECTION 3 : PERSONAL LIABILITY
Personal Liability
50,000
100,000
250,000
500,000
750,000
1,000,000
SECTION 4 : OTHER BENEFITS
Kidnap Benefit
a. Reward for information leading to recovery of Insured Person
25,000
25,000
25,000
25,000
25,000
25,000
b.Insured Person not recovered after one year from the day of kidnap
50,000
100,000
250,000
500,000
750,000
1,000,000
Snatch Theft
300
300
300
300
300
300
2nd or 3rd Degree Burns
5,000
5,000
5,000
5,000
5,000
5,000
No Claim Bonus
10% of Principal Sum Insured Each Year Up To Maximum 5 Years
SECTION 5 : OPTIONAL COVER
Weekly Benefit (Class 1 & 2)
Temporary Total Disablement (TTD)
50
100
250
500
500
500
Temporary Partial Disablement (TPD)
25
50
125
250
250
250
Weekly Benefit (Class 3)
Temporary Total Disablement (TTD)
25
50
75
N/A
Temporary Partial Disablement (TPD)
13
25
38
N/A
SECTION 6 : CHILDREN BENEFITS (EACH CHILD)
Children age over 30 days but under 19 years old who are unmarried and not gainfully employed
Principal Sum Insured for Accidental Death and Permanent Disablement for Plan E and F is up to RM150,000 only
Individual who aged between thirty (30) days to eighty (80) years, both ages inclusive and is renewable up to hundred (100) years old.
Annual Premium
Age 30 days to 80 years old
Without Weekly Benefit
Occupation Classification
Plan
Plan (RM)
A
B
C
D
E
F
Class 1 & 2
Individual
116.98
166.98
311.32
538.68
750.94
966.98
Self & Spouse
210.38
300.94
559.43
969.81
1,351.89
1,740.57
Class 3
Individual
169.81
246.23
462.26
N/A
N/A
N/A
Self & Spouse
304.72
442.45
831.13
Each Child
30.19
42.45
79.25
138.68
163.21
169.81
With Weekly Benefit
Occupation Classification
Plan
Plan (RM)
A
B
C
D
E
F
Class 1 & 2
Individual
123.58
182.08
348.11
615.09
827.36
1,043.40
Self & Spouse
223.58
327.36
626.42
1,106.60
1,488.68
1,877.36
Class 3
Individual
173.58
257.55
478.30
N/A
N/A
N/A
Self & Spouse
312.26
464.15
860.38
Each Child
32.08
48.11
93.40
166.04
190.57
198.11
81 to 100 years old (Renewal only, subject to satisfactory health and underwriting approval)
Without Weekly Benefit
Occupation Classification
Plan
Plan (RM)
A
B
C
D
E
F
Class 1 & 2
Individual
146.23
208.49
388.68
673.58
938.68
1,208.49
Self & Spouse
263.21
375.47
700.00
1,212.26
1,689.62
2,175.47
Each Child
30.19
42.45
79.25
138.68
163.21
169.81
Monthly Premium
Age 30 days to 80 years old
Without Weekly Benefit
Occupation Classification
Plan
Plan (RM)
A
B
C
D
E
F
Class 1 & 2
Individual
10.28
14.62
27.17
47.17
65.75
84.62
Self & Spouse
18.40
26.32
48.96
84.91
118.30
152.26
Class 3
Individual
14.81
21.51
40.47
N/A
N/A
N/A
Self & Spouse
26.70
38.77
72.74
Each Child
2.64
3.68
6.89
12.17
14.25
14.91
With Weekly Benefit
Occupation Classification
Plan
Plan (RM)
A
B
C
D
E
F
Class 1 & 2
Individual
10.85
15.94
30.47
53.77
72.36
91.23
Self & Spouse
19.53
28.68
54.81
96.89
130.28
164.25
Class 3
Individual
15.19
22.55
41.79
N/A
N/A
N/A
Self & Spouse
27.36
40.66
75.28
Each Child
2.83
4.25
8.11
14.53
16.70
17.36
81 to 100 years old (Renewal only, subject to satisfactory health and underwriting approval)
Without Weekly Benefit
Occupation Classification
Plan
Plan (RM)
A
B
C
D
E
F
Class 1 & 2
Individual
12.83
18.30
34.06
58.96
82.17
105.75
Self & Spouse
23.02
32.92
61.23
106.13
147.83
147.83
Each Child
2.64
3.68
6.89
12.17
14.25
14.91
Premiums shown are subject to applicable tax as imposed by the relevant authorities at any time and from time to time. Please take note that RM10 of stamp duty shall be charged.
Note:
Children aged between 30 days to 19 years must follow the same plan as their parents.
Adults engaged in Class 3 occupation are eligible to enroll for Plan A, B & C only.
Adults aged above 81 years and are insured with RHB Insurance’s Max PA for more than 5 years with no claims made are eligible to renew plans without weekly benefi ts and double indemnity, subject to health declaration and underwriting approval.
Worldwide Coverage
Covers death and/or permanent disablement resulting from accident that occur anywhere in the world, up to RM60,000.
Hospital Cash Income
Hospital Cash Income upon hospitalisation due to accident, RM30 per day, up to 30 days.
Bereavement Allowance
Bereavement Allowance due to accidental death, lump sum payment of RM1,000. (A payout to your legal representative in the event of your death due to accident)
BENEFITS
PLAN 1 Limit (RM)
PLAN 2 Limit (RM)
PLAN 3 Limit (RM)
1
Accidental Death/Permanent Disablement (due to accident)
20,000
35,000
60,000
2
Hospital Cash Income up to 30 days (due to accident)
30 per day
30 per day
30 per day
3
Bereavement allowance (due to accident)
1,000
1,000
1,000
Individuals who are Malaysian citizens, residing in Malaysia, aged between sixteen (16) years to sixty (60) years, both ages inclusive.
Plan (Annual Premium)
Plan 1 (RM)
Plan 2 (RM)
Plan 3 (RM)
Premium
25.00
45.00
75.00
* Stamp duty is exempted until 31/12/2025. However, RM10 stamp duty shall be payable starting from 1/1/2026.
* For customers utilising the Perlindungan Tenang Voucher (PTV), 8% Service Tax is exempted under the PTV programme.
* For customers not utilising the PTV, the premium payable will be subject to 8% service tax as imposed by the relevant
Accidental Death or Permanent Disablement We will pay a full payout for your loved ones to carry on their financial burden in the event of an accidental death. Should an accident
occur resulting in permanent disablement, we will pay according to the limit as per plan selected and based on table of Permanent
Disablement scale of Benefits.
Medical Expenses We will reimburse the medical costs incurred during your hospital stay for your recovery arising from accident up to specified limit
under the plan selected.
Hospital and Surgical Expenses
We will reimburse for any inpatient expenses such as the cost of all medicines, drugs and the use of diagnostic equipment and
subsequent post hospitalization treatment as a result of an accident.
BENEFITS
Plan A (RM)
Plan B (RM)
Plan C (RM)
Plan D (RM)
1
Accidental Death / Permanent Disablement *
10,000
15,000
20,000
30,000
2
Medical Expenses (due to accident)
Up to 750
Up to 750
Up to 750
Up to 750
3
Hospital and Surgical Expenses (due to accident)
Up to 3,500
Up to 3,500
Up to 3,500
Up to 3,500
4
Weekly Hospital Income Benefit (up to 10 weeks)
110
110
110
110
5
Repatriation Benefit
Up to 3,500
Up to 3,500
Up to 3,500
Up to 3,500
6
Vicarious Liability
Up to 2,000
Up to 2,000
Up to 2,000
Up to 2,000
7
Termination Expenses Benefit
250
250
250
250
*For Permanent Disablement, please refer to Scale of Benefit.
All foreign maids with good health and legally employed to engage in and restricted to private household activities only aged between eighteen (18) years and fifty (50) years, renewable up to fifty five (55) years.
Period of Insurance
Plan A (RM)
Plan B (RM)
Plan C (RM)
Plan D (RM)
1
12 Months
50
60
70
85
2
24 Months
75
90
105
128
Premiums shown are subject to applicable tax as imposed by the relevant authorities at any time and from time to time. Please note that RM10 of stamp duty shall be charged.
Accidental Death or Permanent Disablement We will pay your RHB Bank Berhad or RHB Islamic Bank Berhad Credit Card total outstanding balance or up to RM100,00, whichever is lower.
Temporary Total Disablement or Involuntary Unemployment Covers 15% of your RHB Bank Berhad or RHB Islamic Bank Berhad Credit Card outstanding balance, excluding the first 30 days, up to 6 months or RM100,000 whichever is lower.
BENEFITS
Coverage
1
Accidental Death
Pays off the Insured’s credit card’s Total Outstanding Balance up to a maximum of RM100,000
2
Temporary Total Disablement due to accident or sickness (Subject to 30 days Waiting Period)
Pays off 15% of the Insured’s credit card’s Total Outstanding Balance up to 6 months or a maximum of RM100,000, whichever is lower.
3
Permanent Total Disablement due to accident or sickness (Subject to 30 days Waiting Period)
Pays off the Insured’s credit card’s Total Outstanding Balance up to a maximum of RM100,000 OR Pays off the remaining balance paid from Temporary Total Disablement Benefit
4
Involuntary Unemployment
Pays off the Insured’s credit card’s Total Outstanding Balance up to a maximum of RM100,000
RHB Bank Berhad or RHB Islamic Bank Berhad Credit Cardholder aged between eighteen (18) and sixty-five (65), both ages inclusive.
RM0.28 for every RM100 of outstanding balance in your RHB Bank Berhad or RHB Islamic Bank Berhad credit card as at the monthly billing dates.
For example, if your monthly credit card statement shows a statement balance of RM1,000, the premium charge for the month would be RM2.80.
Accidental Death or Permanent Disablement
We will pay a full payout for your loved ones within 180 days after the occurrence of the accident.
Medical Expenses
Reimbursement of your expenses including sinseh treatment, ambulance fee up a to a maximum of RM1000 per accident/ per
disability, medical report fee, clinical treatment, physiotherapy, general nursing in the hospital. The details are specified in the policy
contract.
Hospital Cash Income (Due to accident) In the event of accident, we will pay a hospital cash income of up to RM300 per day, up to 30 days.
No Claim Premium Fund Get 25% total premium refund for every 3 consecutive years, provided no claims is made.
Rehabilitation/Recuperation allowance In the event of hospitalisation after 1 week due to accident, we will pay you additional allowance according to the schedule of benefit.
Description of Benefits
Plan 1
(RM)
Plan 2
(RM)
Plan 3
(RM)
Accidental Death / Permanent Disablement (due to accident)
100,000
200,000
300,000
Medical Expenses
Cost of sinseh treatment up to RM300 (limit to RM30 per visit per day)
5,000
10,000
15,000
Hospital Cash Income up to 30 days
100 per day
200 per day
300 per day
Rehabilitation / Recuperation allowance
(after 1 week of hospitalization, due to accident)
500
1,000
1,500
Personal Liability
100,000
200,000
300,000
Bereavement/Repatriation Allowance
1,000
2,000
3,000
Ambulance Fees
1,000
1,000
1,000
Loan Protector
In the event of Accidental Death or Total Permanent Disablement due to Accident, the Company will reimburse the Insured Person outstanding housing loan, and private motor vehicle hire purchase loan or personal loan with RHB Bank Berhad or RHB Islamic Bank Berhad.
Up to
10,000
Up to
20,000
Up to
30,000
Household Bills Protection
In the event of hospitalised due to accident (min 7 consecutively days), the Company will reimburse the Insured Person Household Bills (as per table of events) up to maximum of 3 months or upon discharged.
Up to
500
per month
Up to
500
per month
Up to
500
per month
25% No Claims Premium Refund The Insured Person shall be entitled to a refund of 25% of the premiums received by the Company under this policy subject to this policy being in force for a continuous period of three (3) years and no claims being made or arising during that three years period.
Plan
Plan 1
Plan 2
Plan 3
Monthly Premium (RM)
28
48
68
Premiums shown are subject to applicable tax as imposed by the relevant authorities at any time and from time to time. Please take note that RM10 of stamp duty shall be charged.
25% total Premium Refund for every 3 consecutive years (provided NO claims admitted to RHB Insurance Berhad)
No medical examination required
24 hours protection and worldwide coverage
Benefits payable on top of your other insurance policies (except medical expenses which is on reimbursement basis)
Medical expenses including sinseh treatment, ambulance fee up to a maximum of RM1000 per accident/ per disability, medical report fee, clinical treatment, physiotherapy, general nursing in the hospital. The details are specified in the policy contract
Dengue Fever also be covered under medical expenses & hospital cash income (with the extended benefit * Insect, Snake And/ Or Animal Bites- including diseases). For INSECT BITE, it subjects to 30 days waiting period from the date of policy inception
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Disclaimer The information above is just a summary of this product. For more information on precise terms, exclusions and conditions, you may read the policy wordings, product disclosure sheet and brochure or you may send in your enquiry.
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