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RHB Cash Back
Credit Card-i

Min. income RM24,000 per annum

RHB Cashback Card-i Benefits

Tier	Total Monthly Retail Spend (RM)	Cashback
		Petrol	Dining		Utilities	Grocery		Online Dining/ Grocery	Other Spend
1	1.00–999.99	0.2%	0.2%		0.2%		0.2%	0.2%	0.2%
2	1,000.00–1,999.99	1%	1%		1%		1%	1%	0.2%
3	2,000.00–2,499.99	2%	2%		2%		2%	2%	0.2%
4	≥2500	5%	5%		5%		5%	10%	0.2%
Monthly Capping (RM)		RM10	RM10		RM10		RM10	RM10	Unlimited

For the list of Merchant Category Code (MCC) which are eligible for cashback, please click here.

Petrol

Petrol

Get Cash Back on all petrol stations. Example of Petrol merchants: Caltex, Petron, Petronas, Shell, all other petrol stations

Dining

Dining

Spend on your dining & get cash back up to 5%. Example of Dining merchants: McDonald’s, KFC, Secret Recipe, Madam Kwan, all other restaurants

Utility Bills

Utility Bills

An easier way to deal with your phone, internet and utility bills. Example of Utility merchants: Astro, Celcom, Maxis, Tenaga NasionalBerhad, all other utility billers

Groceries

Groceries

Stock up in bulk and it still wouldn’t be a problem through the RHB Visa Cashback Credit Card. Example of Grocery merchants: Aeon Supermarket, Cold Storage, Giant, Jaya Grocer, other hypermarkets or supermarkets

Online Dining/Groceries

Online Dining/Groceries

Enjoy Cash Back for spending on Dining & Groceries via online mode. Example: GrabFood, Food Panda, DeliverEat, Mcdonald’s Delivery, Tesco Online, other Online Dining & Groceries

Petrol

Get Cash Back on all petrol stations. Example of Petrol merchants: Caltex, Petron, Petronas, Shell, all other petrol stations

Dining

Spend on your dining & get cash back up to 5%. Example of Dining merchants: McDonald’s, KFC, Secret Recipe, Madam Kwan, all other restaurants

Utility Bills

An easier way to deal with your phone, internet and utility bills. Example of Utility merchants: Astro, Celcom, Maxis, Tenaga NasionalBerhad, all other utility billers

Groceries

Stock up in bulk and it still wouldn’t be a problem through the RHB Visa Cashback Credit Card. Example of Grocery merchants: Aeon Supermarket, Cold Storage, Giant, Jaya Grocer, other hypermarkets or supermarkets

Online Dining/Groceries

Enjoy Cash Back for spending on Dining & Groceries via online mode. Example: GrabFood, Food Panda, DeliverEat, Mcdonald’s Delivery, Tesco Online, other Online Dining & Groceries

Other Benefits

As a RHB Cash Back Credit Card-i holder, you can enjoy the RHB Smart Services as below:

Smart Pay

Smart Pay

so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills

Smart Move

Smart Move

where you can balance transfer from any other credit card at attractive rates

Smart Instalment

Smart Instalment

at 0% interest for up to 36 months at selected merchants

CashXcess

CashXcess

Allows you to withdraw cash from your credit card with attractive rates and repayment period up to 36 months.

Smart Pay

so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills

Smart Move

where you can balance transfer from any other credit card at attractive rates

Smart Instalment

at 0% interest for up to 36 months at selected merchants

CashXcess

Allows you to withdraw cash from your credit card with attractive rates and repayment period up to 36 months.

Other Features You Want to Know

First year: No Annual Fees
Subsequent years: RM70 per annum.
(will be waived subject to minimum RM10,000 spends per year)

Annual Fees waived.

Minimum 21 years old with a minimum income of RM24,000 per annum

View Service Charges

Terms and Conditions

Product Disclosure Sheet

Our ongoing campaigns!

RHB Visa Credit Cards/-i & Pick A Trip Travel Campaign

RHB Visa Credit Cards/-i & Pick A Trip Travel Campaign

Travel for up to 50% less on flights and hotels when you book via Pick A Trip. T&C apply.

RHB Everytime Cashback Campaign

RHB Everytime Cashback Campaign

Earn more than RM14,000 cashback when you use your RHB Credit Cards/-i to shop, dine or travel! T&C apply.

Shell Café Promotion

Shell Café Promotion

Enjoy any Shell Café drink for only RM5 when you spend with your RHB Shell Visa Credit Card/-i. T&C apply.

View All campaigns

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