For the list of Merchant Category Code (MCC) which are eligible for cashback, please click here.
Petrol
Get Cash Back on all petrol stations. Example of Petrol merchants: Caltex, Petron, Petronas, Shell, all other petrol stations
Dining
Spend on your dining & get cash back up to 5%. Example of Dining merchants: McDonald’s, KFC, Secret Recipe, Madam Kwan, all other restaurants
Utility Bills
An easier way to deal with your phone, internet and utility bills. Example of Utility merchants: Astro, Celcom, Maxis, Tenaga NasionalBerhad, all other utility billers
Groceries
Stock up in bulk and it still wouldn’t be a problem. Example of Grocery merchants: Aeon Supermarket, Cold Storage, Giant, Jaya Grocer, other hypermarkets or supermarkets
Online Dining/Groceries
Enjoy Cash Back for spending on Dining & Groceries via online mode. Example: GrabFood, Food Panda, DeliverEat, Mcdonald’s Delivery, Tesco Online, other Online Dining & Groceries
Petrol
Get Cash Back on all petrol stations. Example of Petrol merchants: Caltex, Petron, Petronas, Shell, all other petrol stations
Dining
Spend on your dining & get cash back up to 5%. Example of Dining merchants: McDonald’s, KFC, Secret Recipe, Madam Kwan, all other restaurants
Utility Bills
An easier way to deal with your phone, internet and utility bills. Example of Utility merchants: Astro, Celcom, Maxis, Tenaga NasionalBerhad, all other utility billers
Groceries
Stock up in bulk and it still wouldn’t be a problem. Example of Grocery merchants: Aeon Supermarket, Cold Storage, Giant, Jaya Grocer, other hypermarkets or supermarkets
Online Dining/Groceries
Enjoy Cash Back for spending on Dining & Groceries via online mode. Example: GrabFood, Food Panda, DeliverEat, Mcdonald’s Delivery, Tesco Online, other Online Dining & Groceries
Other Benefits from RHB Cash Back Credit Card
As a RHB Cash Back Credit Card holder, you can enjoy the RHB Smart Services as below:
Smart Pay
so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills
Smart Move
where you can balance transfer from any other credit card at attractive rates
Smart Instalment
at 0% interest for up to 36 months at selected merchants
CashXcess
Allows you to withdraw cash from your credit card with attractive rates and repayment period up to 36 months.
Smart Pay
so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills
Smart Move
where you can balance transfer from any other credit card at attractive rates
Smart Instalment
at 0% interest for up to 36 months at selected merchants
CashXcess
Allows you to withdraw cash from your credit card with attractive rates and repayment period up to 36 months.
Other Features You Want to Know
First year: No Annual Fees
Subsequent years: RM70 per annum.
(will be waived subject to minimum RM10,000 spends per year)
Annual Fees waived.
Minimum 21 years old with a minimum income of RM24,000 per annum
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