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RHB Shell Visa
Credit Card
Min. income RM24,000 per annum

Product Benefits

Tier	Total Monthly Retail Spend (RM)	Cashback
		Petrol (Shell)	Groceries		Online Spend	Top Up E-Wallet		Utilities	Other Spending
1	800.00-1499.99	5%	1%		1%		1%	1%	0.2%
2	1500.00-2499.99	8%	2%		2%		2%	2%	0.2%
3	≥ 2500	12%	5%		5%		5%	5%	0.2%
Monthly Capping (RM)		RM50	RM50						Unlimited

For the list of Merchant Category Code (MCC) which are eligible for cashback, please click here.

Petrol Up to 12%

Petrol Up to 12%

Get cashback on Shell petrol stations only.

Groceries Up to 5%

Groceries Up to 5%

Stock up in bulk and it still wouldn’t be a problem. Example of grocery merchants: Aeon Supermarket, Giant, Jaya Grocer, and other hypermarkets or supermarkets.

Online Spend Up to 5%

Online Spend Up to 5%

Enjoy cashback for spending via e-commerce mode. Example: GrabFood, Food Panda, EASIMY, Mcdonald’s Delivery, Tesco Online, Zalora, and other online platforms.

Top Up E-Wallet Up to 5%

Top Up E-Wallet Up to 5%

Gain more cashback when you top up the following e-wallets: Grabpay, Touch ’n Go eWallet, Boost, BigPay, Lazada Wallet,Wechat Pay and Shopee Pay.

Utility Bills Up to 5%

Utility Bills Up to 5%

An easier way to deal with your phone, internet and utility bills. Example of utility merchants: Astro, Celcom, Maxis, Tenaga Nasional Berhad, and all other utility billers.

Petrol Up to 12%

Get cashback on Shell petrol stations only.

Groceries Up to 5%

Stock up in bulk and it still wouldn’t be a problem. Example of grocery merchants: Aeon Supermarket, Giant, Jaya Grocer, and other hypermarkets or supermarkets.

Online Spend Up to 5%

Enjoy cashback for spending via e-commerce mode. Example: GrabFood, Food Panda, EASIMY, Mcdonald’s Delivery, Tesco Online, Zalora, and other online platforms.

Top Up E-Wallet Up to 5%

Gain more cashback when you top up the following e-wallets: Grabpay, Touch ’n Go eWallet, Boost, BigPay, Lazada Wallet,Wechat Pay and Shopee Pay.

Utility Bills Up to 5%

An easier way to deal with your phone, internet and utility bills. Example of utility merchants: Astro, Celcom, Maxis, Tenaga Nasional Berhad, and all other utility billers.

Other Benefits

As a RHB Shell Visa Credit Card holder, you can enjoy the RHB Smart Services as below:

Smart Pay

Smart Pay

so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills

Smart Move

Smart Move

where you can balance transfer from any other credit card at attractive rates

Smart Instalment

Smart Instalment

at 0% interest for up to 36 months at selected merchants

CashXcess

CashXcess

Allows you to withdraw cash from your credit card with attractive rates and repayment period up to 36 months.

Smart Pay

so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills

Smart Move

where you can balance transfer from any other credit card at attractive rates

Smart Instalment

at 0% interest for up to 36 months at selected merchants

CashXcess

Allows you to withdraw cash from your credit card with attractive rates and repayment period up to 36 months.

Other Features You Want to Know

First year: No Annual Fees
Subsequent years:
RM195 per annum.
(will be waived subject to minimum 24 swipes per year)

Annual Fees waived.

Minimum 21 years old with a minimum income of RM24,000 per annum.

View Service Charges

Terms and Conditions

Product Disclosure Sheet

Our ongoing campaigns!

RHB Visa Credit Cards/-i & Pick A Trip Travel Campaign

RHB Visa Credit Cards/-i & Pick A Trip Travel Campaign

Travel for up to 50% less on flights and hotels when you book via Pick A Trip. T&C apply.

RHB Everytime Cashback Campaign

RHB Everytime Cashback Campaign

Earn more than RM14,000 cashback when you use your RHB Credit Cards/-i to shop, dine or travel! T&C apply.

Shell Café Promotion

Shell Café Promotion

Enjoy any Shell Café drink for only RM5 when you spend with your RHB Shell Visa Credit Card/-i. T&C apply.

View All campaigns

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