Life Insurance Protection Plan for Women

RHB Treasure FlexiWealth

This is a limited 3 pay regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximize potential long-term returns.
Loyalty Bonus of 100% of BSA.
Additional Spouse Accidental Death and TPD Coverage.

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RHB Treasure Supreme

Short premium term of 3 years only.
Guaranteed Acceptance up to RM 500,00 per life for all Bancassurance Guaranteed Acceptance Plans under Tokio Marine.

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RHB Essential PrimeLink Plus Premier

The Investment-Linked Insurance Policy (ILP) offers a combination of insurance protection and investment. Upon Death or Total and Permanent Disability (TPD) of the Life Assured during the coverage term, a lump sum benefit of up to RM500,000 will be payable.

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RHB Essential Protect

RHB Essential Protect is here to safeguard your legacy and create a lasting impact for those you love.
With a short commitment of 5 or 10 years, RHB Essential Protect empowers you to preserve your legacy so your loved ones can maintain the same lifestyle without worries should anything happen to you.

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RHB Essential Protect Premier

RHB Essential Protect Premier is here to safeguard your legacy and create a lasting impact for those you love.
With a short commitment of 5 or 10 years, RHB Essential Protect Premier empowers you to preserve your legacy so your loved ones can maintain the same lifestyle without worries should anything happen to you.

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RHB Treasure FlexiWealth

RHB Treasure FlexiWealth build your new pathway to a complete wealth accumulation and distribution solution.

With just 3 years premium payment, you can enjoy a coverage up to age 100 years old and diversify your wealth while preserving legacy.

This is a limited pay regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximize potential long-term returns.
Short premium term of 3 years only.
Death & Total Permanent Disability (TPD) coverage.
Additional Accidental Death and TPD coverage up to 300% of Basic Sum Assured (BSA).
Additional Spouse Accidental Death and TPD Coverage up to 20% of BSA.
Loyalty Bonus of 100% of BSA.
Optional waiver of premium riders is attachable to enhance the policy coverage.
Hassle free application without medical examination.
Potential investment gains from Tokio Marine Investment-Linked Fund which managed by professional investment expert.
Regular Top-Up to boost investment value.

Entry Age	Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday.
Premium Payment Term	3 years
Policy Term	Cover up to Age 100
Minimum Basic Sum Assured (RM)	RM30,000
Maximum Basic Sum Assured (RM)	RM500,000 per life

Brochure

Tokio Marine Life Insurance Malaysia Bhd. is a member of PIDM.
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

RHB Treasure Supreme

You love and treasure your family. Your wish is to spend every precious moment with them without worries. Although life can be unpredictable, the journey can still be amazing by growing and preserving your wealth for a secure future.

Introducing RHB Treasure Supreme, an innovative solution for financial security with short-term commitment that safeguards what matters to you. Create your legacy of love now, so you can enjoy and cherish every moment in life.

This a limited 3 pay regular premium non-participating plan that gives you life insurance protection and the opportunity to maximize potential returns from investment-linked funds.
Short premium term of 3 years only.
Death, Total Permanent Disability (TPD) coverage & Accidental Total Permanent Disability (ATPD)
Additional Accidental Death and TPD coverage up to 300% of Basic Sum Assured (BSA)
Guaranteed Cash Payment (GCP) and Guaranteed Cash Payment Booster (GCPB) of up to 380%
Funeral Expenses amounting to 25% of the Annual Premium of Regular top-up from year 3 onwards.
Guaranteed Acceptance up to RM 500,000 per life for all Bancassurance Guaranteed Acceptance Plans under Tokio Marine.
Potential investment gains from Tokio Marine Investment-Linked Fund.
Optional Regular Top-Up to boost investment value.

Entry Age	Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday.
Premium Payment Term	3 years
Policy Term	15 years or 20 years
Minimum Basic Sum Assured (RM)	RM30,000
Maximum Basic Sum Assured (RM)	RM 500,000, subject to maximum Sum Assured of RM 500,000 per life.

Brochure

RHB Essential PrimeLink Plus Premier^

This is a premium investment-linked plan that gives you the best of both worlds – life insurance protection and the opportunity to maximise potential medium to long-term returns.

Guaranteed Cash Payments (GCP) by adding Income Plus Rider*
Death & Total Permanent Disability (TPD) Benefits
Maturity Benefit
Guaranteed Insurability upon Maturity
Guaranteed In Force throughout Policy Term
Investments in TokioMarine - Managed Fund by professional investment experts
Regular Top-Up to boost investment value

Income Plus Enhancer Rider*
Saver Plus Enhancer Rider*
IL Waiver of Premium on Dread Disease Rider*
iPayor Waiver*

*Subject to underwriting and underwriter reserves the right to reject the coverage in writing.

Premium Payment Term	5 or 10 years
Policy Term	20 or 30 years
Minimum Sum Assured (RM)	RM100,000
Maximum Sum Assured (RM)	RM500,000 (Standard Life) & RM300,000 (Sub-Standard AND Severely Sub-Standard Life) - age 30 days – age 60 RM200,000 - age 61 – age 70

Brochure

Tokio Marine Life Insurance Malaysia Bhd. is a member of PIDM.
^ PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

* The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

RHB Essential Protect

This is a limited pay, regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximise potential medium to long-term returns.

Short premium term of 5 or 10 years only
Death, Total Permanent Disability (TPD) coverage and Senior Disability (SD) coverage
Additional Accidental Death and TPD coverage up to 200% of Basic Sum Assured (BSA)
Additional Spouse Accidental Death and TPD Coverage up to 10% of BSA
Lifestyle Rewards provides extra coverage up to 10% of the BSA
Loyalty Bonus up to 4% of BSA
Auto Extension Option provides flexibility to extend coverage up to age 100
Hassle-free application with high non-medical limit up to RM3.5mil
Potential investment gains from Tokio Marine Investment-Linked Fund which is managed by professional investment experts
Regular Top-Up to boost investment value

This policy offers 4 optional riders to enhance the policy coverage:

iLife Waiver 2.0
iPayor Waiver 2.0
Protect Boost Rider
iComprehensive Critical Illness Rider

Subject to underwriting and underwriter reserves the right to reject the coverage in writing.

Entry Age	Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday.
Premium Payment Term	5 or 10 years
Policy Term	15 years, 20 years, covers up to age 70
Minimum Basic Sum Assured (RM)	RM300,000
Maximum Basic Sum Assured (RM)	No limit, subject to underwriting

Brochure

RHB Essential Protect Premier

This is a limited pay, regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximise potential medium to long-term returns.

Short premium term of 5 or 10 years only
Death, Total Permanent Disability (TPD) coverage and Senior Disability (SD) coverage
Additional Accidental Death and TPD coverage up to 300% of Basic Sum Assured (BSA)
Additional Spouse Accidental Death and TPD Coverage up to 20% of BSA
Lifestyle Rewards provides extra coverage up to 10% of the BSA
Loyalty Bonus up to 8% of BSA
Auto Extension Option provides flexibility to extend coverage up to age 100
Hassle-free application with high non-medical limit up to RM3.5mil
Potential investment gains from Tokio Marine Investment-Linked Fund which managed by professional investment expert
Regular Top-Up to boost investment value

This policy offers 4 optional riders to enhance the policy coverage:

iLife Waiver 2.0
iPayor Waiver 2.0
Protect Boost Rider
iComprehensive Critical Illness Rider

Subject to underwriting and underwriter reserves the right to reject the coverage in writing.

Entry Age	Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday.
Premium Payment Term	5 or 10 years
Policy Term	15 years, 20 years, covers up to age 70 , cover up to age 100
Minimum Basic Sum Assured (RM)	RM1,000,000
Maximum Basic Sum Assured (RM)	No limit, subject to underwriting