RHB Treasure FlexiWealth build your new pathway to a complete wealth accumulation and distribution solution.
With just 3 years premium payment, you can enjoy a coverage up to age 100 years old and diversify your wealth while preserving legacy.
Entry Age | Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday. |
Premium Payment Term | 3 years |
Policy Term | Cover up to Age 100 |
Minimum Basic Sum Assured (RM) | RM30,000 |
Maximum Basic Sum Assured (RM) | RM500,000 per life |
You love and treasure your family. Your wish is to spend every precious moment with them without worries. Although life can be unpredictable, the journey can still be amazing by growing and preserving your wealth for a secure future.
Introducing RHB Treasure Supreme, an innovative solution for financial security with short-term commitment that safeguards what matters to you. Create your legacy of love now, so you can enjoy and cherish every moment in life.
Short premium term of 3 years only.
Death, Total Permanent Disability (TPD) coverage & Accidental Total Permanent Disability (ATPD)
Additional Accidental Death and TPD coverage up to 300% of Basic Sum Assured (BSA)
Guaranteed Cash Payment (GCP) and Guaranteed Cash Payment Booster (GCPB) of up to 380%
Funeral Expenses amounting to 25% of the Annual Premium of Regular top-up from year 3 onwards.
Entry Age | Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday. |
Premium Payment Term | 3 years |
Policy Term | 15 years or 20 years |
Minimum Basic Sum Assured (RM) | RM30,000 |
Maximum Basic Sum Assured (RM) | RM 500,000, subject to maximum Sum Assured of RM 500,000 per life. |
This a limited pay non-participating whole life plan which aims to offer long term guaranteed benefits to suit your retirement needs and creation of legacy across generations.
Whole life coverage up to 100 years old of Life Assured.
Offers step-up Guaranteed Cash Payment from end of Policy Year 1 to 100 years old of Life Assured.
Additional 100% of Basic Sum Assured payable upon Life Assured’s death or TPD (prior to age 70) due to accident.
Upon the Life Assured’s TPD from Policy Year 3 onwards, next premium due (if any) following the event date will be waived and Guaranteed Cash Payment continue to be payable.
Hassle-free applicable process with guaranteed acceptance for basic plan.
This policy offers 3 optional riders to enhance the policy coverage:
Payor Term Cover Rider
Entry Age | Life Assured Minimum age: 14 days old Maximum age: 60 years old (next birthday) Policy owner: Minimum age: 17 years old (next birthday) |
Coverage Term | Basic Plan: Up to Life Assured’s 100 years old (next birthday) Payor Premium Waiver Rider: 5 or 10 years (follow premium payment term) Payor Term Cover Rider: 10, 20 or 30 years Life Term Cover Rider: 10, 20, 30 years or up to 100 years old (next birthday) |
Guaranteed Cash Payment (GCP)
Premium Payment Term | End of Policy Year | GCP Rate (% of Sum Assured) |
5-pay | 1 to 5 | 5% |
6 to 15 | 10% | |
16 & above | 15% | |
10-pay |
1 to 10 | 10% |
11 to 20 | 20% | |
21 & above | 30% |
This a limited pay non-participating whole life plan which aims to offer long term guaranteed benefits to suit your retirement needs and creation of legacy across generations.
This policy offers 3 optional riders to enhance the policy coverage:
Range (RM) | Life Assured Minimum age: 14 days old Maximum age: 60 years old (next birthday) Policy owner: Minimum age: 17 years old (next birthday) |
Coverage Term | Basic Plan: Up to Life Assured’s 100 years old (next birthday) Payor Premium Waiver Rider: 5 or 10 years (follow premium payment term) Payor Term Cover Rider: 10, 20 or 30 years Life Term Cover Rider: 10, 20, 30 years or up to 100 years old (next birthday) |
Guaranteed Cash Payment (GCP)
Premium Payment Term | End of Policy Year | GCP Rate (% of Sum Assured) |
5-pay | 1 to 5 | 7% |
6 to 15 | 12% | |
16 & above | 17% | |
10-pay |
1 to 10 | 12% |
11 to 20 | 22% | |
21 & above | 32% |
This a limited pay regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximize potential medium to long-term returns.
- Step-Up Guaranteed Cash Payment (GCP) and GCP Booster
- Extra Accidental Coverage up to 200% of Total Sum Assured
- Extra Spouse Accidental Coverage up to 100% of Total Sum Assured
This policy offers 2 optional riders to enhance the policy coverage:
*Subject to underwriting and underwriter reserves the right to reject the coverage in writing.
Entry Age | Life Assured Minimum age: 14 days old Maximum age: 60 years old (next birthday) Policy owner: Minimum age: 17 years old (next birthday) |
Premium Payment Term | 5 or 8 years |
Policy Term | 20 or 25 years |
Min Basic Sum Assured | RM1,800 |
Min Income Builder Rider Sum Assured |
5 Pay: 7 times of basic sum assured
8 Pay: 4 times of basic sum assured |
It’s an ideal savings plan that offers coverage in the event of untoward incidents with solid financial protection for your family.
Premium Payment Term | 10 or 20 years |
Policy Term | 20 or 30 years |
Sum Assured | RM250,000 per life max |
Introducing RHB Alpha Future. An innovative solution that caters to your child’s future with protection, savings, and investment elements. This plan aims to give a great head start, not just for your child’s education but also to help fulfil their dreams.
Premium Payment Term | 8 Years |
Sum Assured | Minimum sum assured: RM 40,000 Maximum sum assured: No limit, but subject to underwriting |
This is a regular premium investment-linked plan that is comprehensive and customizable with a variety of benefits to suit your different life stages.
Optional Benefits ie Rider
Entry Age | 30 days old to 70 years old (next birthday) |
Maximum Coverage Age | 90 years old (next birthday) |
Minimum Premium (RM) | RM1,200 annually |
Maximum Premium (RM) | No limit, subject to underwriting |
Minimum Sum Assured (RM) | RM12,000 |
Maximum Sum Assured (RM) | No limit, subject to underwriting and sufficiency of the Fund Value |
This is a limited pay, regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximise potential medium to long-term returns.
This policy offers 4 optional riders to enhance the policy coverage:
Entry Age | Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday. |
Premium Payment Term | 5 or 10 years |
Policy Term | 15 years, 20 years, covers up to age 70 |
Minimum Basic Sum Assured (RM) | RM300,000 |
Maximum Basic Sum Assured (RM) | No limit, subject to underwriting |
This is a limited pay, regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximise potential medium to long-term returns.
This policy offers 4 optional riders to enhance the policy coverage:
Entry Age | Min: 14 days Max: 70 years old (next birthday) Minimum entry age of Policy Owner shall be at least 17 years old next birthday. |
Premium Payment Term | 5 or 10 years |
Policy Term | 15 years, 20 years, covers up to age 70 , cover up to age 100 |
Minimum Basic Sum Assured (RM) | RM1,000,000 |
Maximum Basic Sum Assured (RM) | No limit, subject to underwriting |
1Source: Expertmarket.co.uk
Disclaimer: The information contained herein are strictly meant to be as general information and reference for the campaign promotion only. It does not constitute as a contract of insurance. For further details on the benefits, exclusion and terms and conditions of the product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet (PDS) and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad, RHB Bank is merely acting as a distributor. Investment-linked Plan is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.
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