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Secure your future,
retire in style.

For Your Retirement 

Retirement should be something you look forward to, a time to
indulge in your favourite activities and explore new interests.
However, 65% of EPF members have less than RM50,000 savings at
age 55 and 70% who withdrew at the age of 55 used it up in less than
a decade1. With an RHB Life Protection Plan, you get to secure your
retirement life, making it a holiday, every day.

 


 

 

There is something for you in there

 

Kickstart your protection with any of the following plans.


RHB Treasure Supreme

treasure supreme
  • Short premium term of 3 years only.
  • Guaranteed Acceptance up to RM 500,00 per life for all Bancassurance Guaranteed Acceptance Plans under Tokio Marine.
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RHB Treasure 100

treasure 100
  • RHB Treasure 100 is here to help you to enhance your wealth preserving strategy for you and generations to have a comfortable and financially independent life in the future.
  • With a short premium term of 5 or 10 years, you can now secured a guaranteed stream of income for yourself or your loved ones up to age 100.
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RHB Treasure Builder

  • RHB Treasure Builder is here to help you build up your financial wealth for a secured future.
  • With a short commitment of 5 or 8 years, RHB Treasure builder empowers you to achieve your goals while living life to the fullest.
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RHB Essential PrimeLink Plus Premier

prime plus premier
  • The Investment-Linked Insurance Policy (ILP) offers a combination of insurance protection and investment. Upon Death or Total and Permanent Disability (TPD) of the Life Assured during the coverage term, a lump sum benefit of up to RM500,000 will be payable.
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1/4

RHB Treasure Supreme

You love and treasure your family. Your wish is to spend every precious moment with them without worries. Although life can be unpredictable, the journey can still be amazing by growing and preserving your wealth for a secure future.

Introducing RHB Treasure Supreme, an innovative solution for financial security with short-term commitment that safeguards what matters to you. Create your legacy of love now, so you can enjoy and cherish every moment in life.

  • This a limited 3 pay regular premium non-participating plan that gives you life insurance protection and the opportunity to maximize potential returns from investment-linked funds.
  • Short premium term of 3 years only.
  • Death, Total Permanent Disability (TPD) coverage & Accidental Total Permanent Disability (ATPD)
  • Additional Accidental Death and TPD coverage up to 300% of Basic Sum Assured (BSA)
  • Guaranteed Cash Payment (GCP) and Guaranteed Cash Payment Booster (GCPB) of up to 380%
  • Funeral Expenses amounting to 25% of the Annual Premium of Regular top-up from year 3 onwards.
  • Guaranteed Acceptance up to RM 500,000 per life for all Bancassurance Guaranteed Acceptance Plans under Tokio Marine.
  • Potential investment gains from Tokio Marine Investment-Linked Fund.
  • Optional Regular Top-Up to boost investment value.
 Entry Age  Min: 14 days
 Max: 70 years old (next birthday)
 Minimum entry age of Policy Owner shall be at least 17 years old next birthday. 
 Premium Payment Term   3 years
 Policy Term  15 years or 20 years
 Minimum Basic Sum Assured (RM)  RM30,000
 Maximum Basic Sum Assured (RM)  RM 500,000, subject to maximum Sum Assured of RM 500,000 per life.

Tokio Marine Life Insurance Malaysia Bhd. is a member of PIDM.
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

RHB Treasure 100

This a limited pay non-participating whole life plan which aims to offer long term guaranteed benefits to suit your retirement needs and creation of legacy across generations.


  • Short premium term of 5 or 10 years only.
  • Whole life coverage up to 100 years old of Life Assured.
  • Offers step-up Guaranteed Cash Payment from end of Policy Year 1 to 100 years old of Life Assured.
  • Additional 100% of Basic Sum Assured payable upon Life Assured’s death or TPD (prior to age 70) due to accident.
  • Upon the Life Assured’s TPD from Policy Year 3 onwards, next premium due (if any) following the event date will be waived and Guaranteed Cash Payment continue to be payable.
  • Hassle-free applicable process with guaranteed acceptance for basic plan.
  • Optional riders are attachable to enhance the policy coverage.

This policy offers 3 optional riders to enhance the policy coverage:


  • Payor Premium Waiver Rider
  • Payor Term Cover Rider
  • Life Term Cover Rider
Entry Age Life Assured
Minimum age: 14 days old
Maximum age: 60 years old (next birthday)

Policy owner:
Minimum age: 17 years old (next birthday)
Coverage Term

Basic Plan:
Up to Life Assured’s 100 years old (next birthday)

Payor Premium Waiver Rider:
5 or 10 years (follow premium payment term)  

Payor Term Cover Rider:
10, 20 or 30 years

Life Term Cover Rider:
10, 20, 30 years or up to 100 years old (next birthday)

 

Guaranteed Cash Payment (GCP)

Premium Payment Term End of Policy Year GCP Rate (% of Sum Assured) 
5-pay

1 to 5

5%
6 to 15
10% 
16 & above 15% 
10-pay 1 to 10 10% 
11 to 20
20%
21 & above
30% 

 

Tokio Marine Life Insurance Malaysia Bhd. is a member of PIDM.
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

RHB Treasure Builder^

This a limited pay regular premium investment-linked plan that gives you life insurance protection and the opportunity to maximize potential medium to long-term returns.


  • Short premium term of 5 or 8 years only.
  • Death & Total Permanent Disability (TPD) coverage.
  • Packaged with Income Builder* which provides:
    - Step-Up Guaranteed Cash Payment (GCP) and GCP Booster
    - Extra Accidental Coverage up to 200% of Total Sum Assured
    - Extra Spouse Accidental Coverage up to 100% of Total Sum Assured
  • Hassle free application without medical examination.
  • Optional waiver of premium riders are attachable to enhance the policy coverage.
  • Potential investment gains from Tokio Marine Investment-Linked Fund which managed by professional investment expert.
  • Regular Top-Up to boost investment value.

This policy offers 2 optional riders to enhance the policy coverage:


  • iLife Waiver 2.0
  • iPayor Waiver 2.0

*Subject to underwriting and underwriter reserves the right to reject the coverage in writing.

Entry Age Life Assured
Minimum age: 14 days old
Maximum Age: 65 years old (next birthday)

Policy owner:
Minimum entry age of Policy Owner shall be at least 17 years old next birthday.
Premium Payment Term

5 or 8 years
Policy Term 20 or 25 years
Min Basic Sum Assured RM1,800
Min Income Builder Rider Sum Assured 5 Pay: 7 times of basic sum assured

8 Pay: 4 times of basic sum assured

 

Tokio Marine Life Insurance Malaysia Bhd. is a member of PIDM.
^ PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

* The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

RHB Essential PrimeLink Plus Premier^

This is a premium investment-linked plan that gives you the best of both worlds – life insurance protection and the opportunity to maximise potential medium to long-term returns.


  • Guaranteed Cash Payments (GCP) by adding Income Plus Rider*
  • Death & Total Permanent Disability (TPD) Benefits
  • Maturity Benefit
  • Guaranteed Insurability upon Maturity
  • Guaranteed In Force throughout Policy Term
  • Investments in TokioMarine - Managed Fund by professional investment experts
  • Regular Top-Up to boost investment value
  • Income Plus Enhancer Rider*
  • Saver Plus Enhancer Rider*
  • IL Waiver of Premium on Dread Disease Rider*
  • iPayor Waiver*

*Subject to underwriting and underwriter reserves the right to reject the coverage in writing.

Premium Payment Term 5 or 10 years
Policy Term

20 or 30 years
Minimum Sum Assured (RM) RM100,000
Maximum Sum Assured (RM) RM500,000 (Standard Life) & RM300,000 (Sub-Standard AND Severely Sub-Standard Life)
- age 30 days – age 60
RM200,000
- age 61 – age 70

 

Tokio Marine Life Insurance Malaysia Bhd. is a member of PIDM.
^ PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

* The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Interested? Enquire Now!


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Bancassurance Service Guide

 

1Source: Employees Provident Fund




Disclaimer: The information contained herein are strictly meant to be as general information and reference for the campaign promotion only. It does not constitute as a contract of insurance. For further details on the benefits, exclusion and terms and conditions of the product, please refer to the Product Brochure, Sales Illustration, Product Disclosure Sheet (PDS) and policy contract. Underwritten by Tokio Marine Life Insurance Malaysia Berhad, RHB Bank is merely acting as a distributor. Investment-linked Plan is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.


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