Highlights and Benefits

Shariah Compliance

Shariah Compliance

  • Qard Multi Currency Current Account-i is based on the Shariah contract of Qard.

  • Qard refers to a contract of lending money by a lender (customer) to a borrower (bank) where the latter is bound to repay an equivalent replacement amount to the lender.

Multiple Foreign Currencies, One Account

Multiple Foreign Currencies, One Account

Manage a diversified currency portfolio in Malaysia with ability for conversion from one foreign currency to another foreign currency.

RHB Online Banking

RHB Online Banking

Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.

Instant Currency Conversion

Instant Currency Conversion

All buying and selling of foreign currencies can be performed anytime, anywhere via RHB Online Banking or at any RHB branch.

Hedge Against Fluctuations

Hedge Against Fluctuations

Minimize the risk of currency fluctuations with up to 33 foreign currencies available.

No More Double Conversions

No More Double Conversions

Avoid double conversions for receivables and remittances to and from other countries.

List of Foreign Currencies

 

 US Dollar

(USD)

 

 Euro

(EUR)

Singapore Dollar

(SGD)

 New Zealand Dollar

(NZD)

 

 Indonesia Rupiah

(IDR)

 

 Chinese Renminbi

(CNY)

 

 Japanese Yen

(JPY)

 

 Australian Dollar

(AUD)

 

 Swiss Franc

(CHF)

 

 South African Rand

(ZAR)

 

 Arab Emirates Dirham

(AED)

 

 Brunei Dollar

(BND)

 

 Pound Sterling

(GBP)

 

 Hong Kong Dollar

(HKD)

 

 Canadian Dollar

(CAD)

 

 Thai Baht

(THB)

 

 Saudi Riyal

(SAR)

 

 Bangladeshi Taka

(BDT)

 

 Pakistani Rupee

(PKR)

 

 Philippine Peso

(PHP)

 

 Qatar Riyal

(QAR)

 

 Danish Krone

(DKK)

 

 Norwegian Krone

(NOK)

 

Swedish Krona

(SEK)

 

 Jordanian Dinar

(JOD)

 

Cambodian Riel

(KHR)

 

 Bahraini Dinar

(BHD)

 

Indian Rupee

(INR)

 

 Vietnamese Dong

(VND)

 

 Turkish Lira

(TRY)

 

 Mexican Peso

(MXN)

 

Polish Zloty

(PLN)

 

Korean Won

(KRW)

           

Qard Multi Currency Current Account-i conversion rates.
Check out the latest multi currency account conversion rates.

Check out the latest multi currency account conversion rates.

Choose your preferred Account Type.
Export Proceeds Account (EXPA)

Export Proceeds Account (EXPA)

For exporters to retain export proceeds in foreign currency obtained from exporting physical goods.
Non-Export Proceeds Account (NEPA)

Non-Export Proceeds Account (NEPA)

For non-individuals to credit foreign currency obtained from activities other than physical goods, such as rental, fees, etc.
Individual Account (INDA - Investment Multi Currency Account)

Individual Account (INDA - Investment Multi Currency Account)

For resident/non-resident individuals to:

  • Retain investment funds from abroad.
  • Invest in foreign currency either from conversion of Ringgit or foreign currency borrowing/financing from a licensed onshore bank.
  • Manage educational funds in foreign currencies locally and overseas.
  • Retain oversea salaries from abroad.
Individual Export Proceeds Account (INEX - Trade Multi Currency Account)

Individual Export Proceeds Account (INEX - Trade Multi Currency Account)

For resident/non-resident individuals to:

  • Retain export proceeds.

*Not eligible for Multi Currency Visa Debit Card-i

Eligibility

Residents and
non-residents

Individuals aged 18 years and above

Corporations and business entities

Joint account is allowed

Here’s How You Can Apply.

 

To open a Qard Multi Currency Current Account-i, it is compulsory to open a Ringgit Savings or Current Account-i.
All buying and selling of foreign currencies and precious metals can be performed via RHB Online Banking or at any RHB branch.

Complete application and declaration form with two specimen signatures.

Complete application and declaration form with two specimen signatures.

Provide a copy of your identity card and/or passport.

Provide a copy of your identity card and/or passport.

For education purposes

For education purposes

Provide the relevant enrolment letter from an educational institution.

For employment

For employment

Provide working visa
RHB Multi Currency Visa Debit Card-i
First Multi Currency Account-i in Malaysia with a debit card that allows you to transact with Ringgit Malaysia and up to 33 foreign currencies.
Instant Currency Conversion

Instant Currency Conversion

Enjoy access to a fast, simple and seamless online banking experience, no matter where you are.
No Currency Conversion Fee*

No Currency Conversion Fee*

Transact with your preferred currencies on overseas retail spending with no extra charges.
Preferred Conversion Rates

Preferred Conversion Rates

Enjoy exclusive currency conversion rates with Multi Currency Visa Debit Card-i. Convert your preferred currencies with preferential rates.
Safety and Credibility

Safety and Credibility

Your deposit is protected by PIDM.
Stay Unaffected By Currency Fluctuation

Stay Unaffected By Currency Fluctuation

The exchange rates are locked in to protect your money from foreign currency fluctuations.
Achievements of distinction

BEST MULTI CURRENCY ACCOUNT MALAYSIA 2022


Awarded by Global Banking & Financing Awards 2022

BEST FOREX BANK MALAYSIA 2022

 

Awarded by Global Banking & Financing Awards 2022

BEST ISLAMIC MULTI CURRENCY ACCOUNT MALAYSIA 2022


Awarded by Global Banking & Financing Awards 2022

BEST ISLAMIC FOREX BANK MALAYSIA 2022

 

Awarded by Global Banking & Financing Awards 2022

Service Charges

Service Charges

Protected by PIDM

Protected by PIDM

RHB Qard Multi Currency Account-i is protected by PIDM up to RM250,000 for each depositor. MCA Gold Investment and MCA Silver Investment are not protected by PIDM.

Talk to us

 

Please share your details and we’ll get back to you. Or download our QMS app to make an appointment at your preferred branch. Learn More.