Expand Your Wealth with Paper Gold & Silver Investments

Benefits

Safe Haven

Precious Metals have been considered as an ideal hedge for financial market risks.

Hedge against inflation

Precious metals offer unique inflationary protection—they have intrinsic value, they carry no credit risk and cannot be inflated.

Product Diversification

Investing in precious metals diversifies your portfolio and helps keep a healthy balance between physical assets and stock assets while maintaining the portfolio’s value even in crisis times.

Precious Metals provide excellent liquidity

Easiest assets for everyday investors to buy and sell via RHB Online Banking at your convenience.

Appreciation

Precious metals have tremendous upside price appreciation potential and an attractive alternative for investors looking for more long-term investment approach.

No worries about storage and insurance cost

Paper gold and silver investments keep away your worries about storage. Storing physical gold at home will drive up your home contents insurance and additional cost.

Safe Haven

Precious Metals have been considered as an ideal hedge for financial market risks.

Hedge against inflation

Precious metals offer unique inflationary protection—they have intrinsic value, they carry no credit risk and cannot be inflated.

Product Diversification

Investing in precious metals diversifies your portfolio and helps keep a healthy balance between physical assets and stock assets while maintaining the portfolio’s value even in crisis times.

Precious Metals provide excellent liquidity

Easiest assets for everyday investors to buy and sell via RHB Online Banking at your convenience.

Appreciation

Precious metals have tremendous upside price appreciation potential and an attractive alternative for investors looking for more long-term investment approach.

No worries about storage and insurance cost

Paper gold and silver investments keep away your worries about storage. Storing physical gold at home will drive up your home contents insurance and additional cost.

Disclaimer:
The returns of RHB's Multi Currency Account Precious Metals Investment are subject to Gold and Silver price fluctuation. Customers are advised to read and understand the product disclosure sheet before making any investment. Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM.

FAQ

The RHB Multi Currency Account Precious Metals Investment basically allows company or Individual to invest in paper form of precious metals that is Gold and Silver. These precious metals investments will be managed under the current RHB Multi Currency Account. With RHB Multi Currency Account, customers can now invest in Gold and/or Silver alongside 33 foreign currency deposits, making RHB Multi Currency Account truly a diversified "one account".

Daily fluctuation of precious metal prices due to international and local precious metal market conditions
Performance of the US dollar exchange rate against Ringgit, as precious metals are predominantly quoted in US dollars
International and local news that are directly or indirectly related to the precious metal market that results in investors being either bullish or bearish in precious metal holding
Most importantly, Bank Negara Malaysia's Foreign Exchange Policy Notices in the tightening or liberalization of policies related to precious metal investment and foreign exchange in general

Ideal for residents and non-residents
For companies or individuals
Simple Over-the-Counter application
Affordable as we calibrate the US dollar Gold and Silver market in ounces into smaller grams in Ringgit investment. Please click on Precious Metals Exchange Rate offered by RHB
Flexible initial purchase and subsequent investment: - Gold: Individual – 5 grams; Company – 50 grams - Silver: Individual – 300 grams; Company – 1,000 grams
Company and Individual Multi Currency Account can now be used to invest in Gold and/or Silver with no minimum or maximum limit to be maintained in the RHB Multi Currency Account
Consolidated monthly statement
Convenient balance checking at your finger tips via RHB Online Banking

Potential higher returns from appreciating Gold and Silver prices
Best possible hedges against inflation
Competitive Gold and Silver exchange prices quoted by RHB
Resolve physical Gold and Silver storage and insurance requirements
Affordable avenue for investment portfolio building and diversification
No withholding tax and brokerage fee

You can start investing immediately via RHB Online Banking or by visiting any RHB branch.

Visit your nearest RHB Bank branch to open a RHB Multi Currency Account and a Ringgit Savings or Current Account. Once these accounts are activated, you can start investing in Gold and/or Silver as well as the supported foreign currencies. Click here for more information.

Account Opening
Minimum initial investment
- Gold: Individual – 5 grams; Companies – 50 grams
- Silver: Individual – 300 grams; Companies – 1,000 grams

OR

Minimum initial deposit
- Individual - USD200.00 or equivalent
- Company - USD5,000.00 or equivalent
in any of the supported foreign currencies
Monthly/Yearly Maintenance
NIL
Minimum Balance
NIL
Conversion Gold and/or Silver to/from RM
NIL

No. Physical conversion of Gold and Silver from your Multi Currency Account is not available. Any deposit or withdrawal of Gold and Silver must be converted from or to your Ringgit account.

Your Precious Metals Investment i.e. Gold and Silver balance is not insured under PIDM.

No, it is not principal protected as an investment in precious metal is purely buying and selling based on daily precious metal pricing
However, in due time, we will be offering Gold structured product that is principal protected with good interest return

Product Dislosure Sheet