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Store up to 33 foreign currencies with potential interest earnings


RHB Multi Currency Bank Account Highlights & Benefits

33 Foreign Currencies in One Account

33 Foreign Currencies in One Account

Manage a diversified currency portfolio in Malaysia with the ability of conversion from one foreign currency to another foreign currency.
Diversify, Diversify, Diversify

Diversify, Diversify, Diversify

Diversify to protect the overall monetary value since one currency’s decline strengthens the other currency’s value.
Instant Currency Conversion via RHB Online Banking

Instant Currency Conversion via RHB Online Banking

All buying and selling of foreign currencies can be performed anytime, anywhere via RHB Online Banking or at any RHB branch.
Hedge Against Fluctuations

Hedge Against Fluctuations

Enjoy potential foreign exchange gains when you hedge against fluctuations, depending on market conditions.

Attractive Interest

Attractive Interest

Earn interest on short or long-term deposits with a consolidated monthly statement.
Preferred Rates

Preferred Rates

Enjoy exclusive currency conversion rates with a Multi Currency Visa Debit Card to maximise the value of your foreign currencies.
RHB Online Banking

RHB Online Banking

Enjoy a world of banking features and solutions anytime, anywhere such as managing your finances, paying bills, transfer funds and more.

List of Foreign Currencies


 

 US Dollar

(USD)

  

 Euro

(EUR)

Singapore Dollar

(SGD)

 New Zealand Dollar

(NZD)
 

 Indonesia Rupiah

(IDR)

  

 Chinese Renminbi

(CNY)

  

 Japanese Yen

(JPY)

  

 Australian Dollar

(AUD)
 

 Swiss Franc

(CHF)

  

 South African Rand

(ZAR)

  

 Arab Emirates Dirham

(AED)

  

 Brunei Dollar

(BND)
 

 Pound Sterling

(GBP)

  

 Hong Kong Dollar

(HKD)

  

 Canadian Dollar

(CAD)

  

 Thai Baht

(THB)
 

 Saudi Riyal

(SAR)

  

 Bangladeshi Taka

(BDT)

  

 Pakistani Rupee

(PKR)

  

 Philippine Peso

(PHP)
 

 Qatar Riyal

(QAR)

  

 Danish Krone

(DKK)

  

 Norwegian Krone

(NOK)

  

Swedish Krona

(SEK)
 

 Jordanian Dinar

(JOD)

  

Cambodian Riel

(KHR)

  

 Bahraini Dinar

(BHD)

  

Indian Rupee

(INR)
 

 Vietnamese Dong

(VND)

  

 Turkish Lira

(TRY)

  

 Mexican Peso

(MXN)

  

Polish Zloty

(PLN)
 

Korean Won

(KRW)

            

Multi Currency Account conversion rates.


Check out the latest Multi Currency Account conversion rates.

Find Out More

Here’s how you can convert Ringgit Malaysia into your Multi Currency Account


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Multi Currency Account Type


Individual
(INDA - Investment Multi Currency Account)

 

For resident/non-resident individuals to:

  • Retain investment funds from abroad.
  • Invest in foreign currency either from conversion of Ringgit or foreign currency borrowing from a licensed onshore bank.
  • Manage educational funds in foreign currencies locally and overseas.
  • Retain oversea salaries from abroad.

Individual Export Proceeds Account
(INEX - Trade Multi Currency Account)

 

For resident/non-resident individuals to:

  • Retain export proceeds.
    *Not eligible for Multi Currency Visa Debit Card

Choose Your Multi Currency Account Deposit Type


Call Deposit

Call Deposit

  • Minimum initial call deposit:
    Foreign Currencies: USD 200 or its equivalent

    Precious Metals    : Paper Gold (5 grams). Paper Silver (300 grams).
  • Interest rate calculated daily, credited at month end, except for Gold and Silver investments
  • No minimum withdrawal amount.

 

Term Deposit

Term Deposit

  • Tenure ranging from 1 week to 12 months.
  • Minimum initial term deposit of USD2,000 or its equivalent.
  • Interest paid upon maturity.
  • No Term Deposit allowed for paper gold and paper silver investments.

Click here for latest Multi Currency Deposit Rates


Eligibility for RHB Multi Currency Account



Residents and non-residents

Residents and non-residents

Individuals aged 18 years and above

Individuals aged 18 years and above

Non-profit organizations, clubs, societies and associations

Non-profit organizations, clubs, societies and associations

Here’s How You Can Apply for the RHB Multi Currency Account


To open a Multi Currency Account, it is compulsory to open a Ringgit Current or Savings Account.
All buying and selling of foreign currencies and precious metals can be performed via RHB Online Banking or at any RHB branch.

Complete application and declaration form.

Complete application and declaration form.

Provide a copy of your identity card and/or passport.

Provide a copy of your identity card and/or passport.

For education purposes

For education purposes

Provide the relevant enrolment letter from an educational institution.
For employment

For employment

Provide working visa

RHB Multi Currency Visa Debit Card


debit card 1

debit card 2

First Multi Currency Account in Malaysia with a debit card that allows you to transact with Ringgit Malaysia and up to 33 foreign currencies.

Stay Unaffected By Currency Fluctuation

Stay Unaffected By Currency Fluctuation

The exchange rates are locked in to protect your money from foreign currency fluctuations.
No Currency Conversion Fee*

No Currency Conversion Fee*

Transact with your preferred currencies on overseas retail spending with no extra charges.
Attractive Interest Rates

Attractive Interest Rates

Enjoy attractive interest rates on your account balance of selected foreign currencies.*
Safety and Credibility

Safety and Credibility

Your deposit is protected by PIDM.
Instant Currency Conversion

Instant Currency Conversion

Enjoy access to a fast, simple and seamless online banking experience, no matter where you are.
Preferred Conversion Rates

Preferred Conversion Rates

Enjoy exclusive currency conversion rates with Multi Currency Visa Debit Card. Convert your preferred currencies with preferential rates.

Find Out More

Achievements of distinction


BEST MULTI CURRENCY ACCOUNT MALAYSIA 2022



Awarded by Global Banking & Financing Awards 2022

BEST FOREX BANK MALAYSIA 2022



Awarded by Global Banking & Financing Awards 2022

BEST ISLAMIC MULTI CURRENCY ACCOUNT MALAYSIA 2022



Awarded by Global Banking & Financing Awards 2022

BEST ISLAMIC FOREX BANK MALAYSIA 2022



Awarded by Global Banking & Financing Awards 2022

Service Charges

Service Charges

 

 

View service charges

RHB Multi Currency Account is protected by PIDM Up to RM250,000 for each depositor. Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM.


Download PIDM DIS brochure

Terms and Conditions - ENG

Terms and Conditions - BM

Terms and Conditions - Debit Card

Product disclosure sheet - Multi Currency Account Gold & Silver Investment
 Product disclosure sheet - Debit Card
FAQs - RHB Multi Currency Account & RHB Muti Currency Visa Debit Card

*The Multi Currency Deposit Rate is subject to selected currencies. Customers are advised to check the latest interest rates at RHB Group’s Website before performing any sale transactions. There will not be a 1% conversion fee charged on the transaction of 33 foreign currencies. If there are insufficient funds in a particular currency to pay for the purchase, the funds will be deducted from the Ringgit Account held in the card and a 1% conversion fee will be charged. If there are still insufficient funds in the Ringgit Account, the said transaction will be declined.


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Please share your details and we’ll get back to you. Or download our QMS app to make an appointment at your preferred branch. Learn More.

 

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