If you're performing an Overseas Transfer via:

1. Pay to Account (Foreign Telegraphic Transfer) - This may take 1 to 3 business days depending on the recipient's bank.
2. Pay in Cash (Western Union Money Transfer) - This payment is instant.

The business hours for Overseas Transfer via:

Pay to Account (Foreign Telegraphic Transfer - FTT) is available from 6:01AM to 6:00PM in Kuala Lumpur business days. However, the FTT transaction will be processed based on the table below:

Pay in Cash (Western Union Money Transfer) is available daily from 4.00AM to 11.59PM (GMT+8).

The daily limit for Overseas Transfer via:

1. Pay to Account (Foreign Telegraphic Transfer)
   Minimum amount per transaction: MYR 100 or equivalent
   Maximum amount per transaction/per day: MYR 50,000 or equivalent
2. Pay in Cash (Western Union Money Transfer)
   Minimum amount per transaction: MYR 1 or equivalent (subject to the currency)
   Maximum amount per transaction/per day: MYR 5,000 or equivalent

SWIFT code is the unique identification code of a particular bank. All banks have their own SWIFT Code and it's used when transferring money between banks, particularly for Overseas Transfer via Pay to Account.

International Bank Account Number (IBAN) is a standard international numbering system to identify an overseas bank account. The number starts with a two-digit country code, then two numbers, followed by up to three to five alphanumeric characters.

Sort Code is a six-digit code used by British and Irish banks as a unique identifier of the recipient's branch or bank office where a bank account is held.

When you select British Pound Sterling as the currency to transfer, you'll need to include the Sort Code before the bank account number/IBAN.

Example of a Sort Code with bank account number: XXXXXX123456789
(XXXXXX is the Sort Code and 123456789 is the bank account number/IBAN).

For Overseas Transfer via:

1. Pay to Account (Foreign Telegraphic Transfer) - You may change beneficiary details (beneficiary name, account number, SWIFT Code and beneficiary bank address).
2. Pay in Cash (Western Union Money Transfer) - You may change beneficiary first and last name only.

Note: There may be charges imposed and the amount depends on the agent/beneficiary bank.

For assistance, please contact us.

Unfortunately, Overseas Transfer is currently only available on RHB Online Banking but it'll be available on the RHB Mobile Banking App soon.